Filing Flows › Prosperity Bancshares (PB) › Q3 2026
Prosperity Bancshares (PB) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 9, 2026
Prosperity Bancshares (PB) reported revenue of $496M for the third quarter 2026 (Q3 2026), +58% from a year earlier and +27% from the quarter before. Operating margin was 37.7%, net earnings $141M (28.5% of revenue).
Prosperity Bancshares, Q3 2026: revenue $496M (+58% year over year), operating margin 37.7%, net earnings $141M, operating cash flow $315M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $496M | +27% | +58% |
| Operating profit | $187M | -13% | +6% |
| Net earnings | $141M | -16% | +3% |
| Operating cash flow | $315M | +94% | +62% |
| Free cash flow | $302M | +91% | +62% |
What changed
Revenue was $495.7M in Q3 2026, up 58% year over year and up 27% from the previous quarter. Net interest income was the largest line at 89% of revenue. Net interest income added $169.5M year over year (up 62%), 94% of the total change.
Operating profit was $187.1M, a 37.7% margin (down 18.2 points year over year). Of the extra revenue versus a year earlier, 6% reached operating profit, below the 56% margin then. Total costs grew 123% against revenue growth of 58%. Net earnings were $141.5M, up 3% year over year. The effective tax rate was 24.4%.
Operating cash flow was $315.3M (up 62% year over year), 223% of net earnings. Non-cash charges added back $19.6M of depreciation and amortization and $4.3M of share-based compensation. Working capital and other items added $149.9M. Capital expenditures of $13.8M left free cash flow of $301.5M.
Questions
What was Prosperity Bancshares' revenue in the third quarter 2026?
Prosperity Bancshares (PB) reported revenue of $496M for the third quarter 2026 (Q3 2026), +58% from a year earlier and +27% from the quarter before.
Was Prosperity Bancshares profitable in the third quarter 2026?
Operating profit was $187M (37.7% of revenue) and net earnings $141M.