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How Prosperity Bancshares (PB) makes money

Prosperity Bancshares (PB) made $496M of revenue in the third quarter 2026 (Q3 2026), +58% from a year earlier. Net interest income brought in $443M (89%); Noninterest income brought in $52.7M (11%). Of every dollar of revenue, 38¢ was left as operating profit, 29¢ was left as net earnings.

Drawing the Sankey…

Prosperity Bancshares revenue by segment, Q3 2026Prosperity Bancshares revenue by segment, Q3 2026Net interest income$443MNoninterest income$52.7M
Prosperity Bancshares: where each dollar of revenue goesProsperity Bancshares: where each dollar of revenue goesOperating profit38¢Income tax9¢Net earnings29¢Operating cash flow64¢Free cash flow61¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$443M89.4%+34%+62%
Noninterest income$52.7M10.6%-13%+28%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$496M100.0%
Operating profit$187M37.7%
Income tax$45.6M9.2%
Net earnings$141M28.5%
Operating cash flow$315M63.6%
Free cash flow$302M60.8%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$496M+58%

From Prosperity Bancshares' 10-Q filed Nov 9, 2026 (on EDGAR).

Questions

How does Prosperity Bancshares make money?

Prosperity Bancshares (PB) made $496M of revenue in the third quarter 2026 (Q3 2026), +58% from a year earlier. Net interest income brought in $443M (89%); Noninterest income brought in $52.7M (11%). Of every dollar of revenue, 38¢ was left as operating profit, 29¢ was left as net earnings.

What is Prosperity Bancshares' biggest business?

Net interest income: $443M in the third quarter 2026, 89% of revenue, +62% from a year earlier.

What is Prosperity Bancshares' profit margin?

Net earnings were $141M, 28.5% of revenue, in the third quarter 2026; the operating margin was 37.7%.

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Updated Nov 9, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.