Filing Flows › Pioneer Bancorp (PBFS) › Operating margin
Pioneer Bancorp (PBFS) operating margin by quarter
Pioneer Bancorp's operating margin was 0.2% in Q3 2026 (third quarter 2026), -16.7 pts from Q2 2026. Over the last 7 quarters it ranged from 0.2% (Q3 2026) to 33.3% (Q2 2025).
| Quarter | Operating margin | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | 0.2% | -16.7 pts | -23.1 pts |
| Q2 2026 | 16.9% | -6.3 pts | -16.4 pts |
| Q1 2026 | 23.2% | +1.9 pts | -9.3 pts |
| Q4 2025 | 21.3% | -2.1 pts | — |
| Q3 2025 | 23.4% | -10.0 pts | — |
| Q2 2025 | 33.3% | +0.8 pts | — |
| Q1 2025 | 32.5% | — | — |
Q3 2026 at a glance
Pioneer Bancorp, Q3 2026: revenue $29.1M (+21% year over year), operating margin 0.2%, net earnings $85K, operating cash flow $16.8M. The chart follows the revenue to costs, profit and cash.
Questions
What is Pioneer Bancorp's operating margin?
Pioneer Bancorp's operating margin was 0.2% in Q3 2026 (third quarter 2026), -16.7 pts from Q2 2026.
How has Pioneer Bancorp's operating margin changed?
Over the last 7 quarters it ranged from 0.2% (Q3 2026) to 33.3% (Q2 2025).