Filing Flows

Filing Flows › Pioneer Bancorp (PBFS) › Q2 2026 › vs Q1 2026

Pioneer Bancorp (PBFS) Q2 2026 vs Q1 2026 (quarter over quarter)

Pioneer Bancorp's revenue rose $3.7M (+15%) from $24.6M in Q1 2026 to $28.3M in Q2 2026. Operating margin 16.9% against 23.2% (-6.3 pts).

Pioneer Bancorp, Q2 2026: revenue $28.3M (+16% year over year), operating margin 16.9%, net earnings $3.5M, operating cash flow $14.7M. The chart draws each line against Q1 2026, the increases inside each band.

Pioneer Bancorp: what changed, Q2 2026 vs Q1 2026Pioneer Bancorp: what changed, Q2 2026 vs Q1 2026Working capital & other$16.1MFree cash flow (OCF − capex)$15.0MOperating cash flow$14.8MCosts & expenses$4.6MNoninterest expense$4.1MNet earnings−$1.8MOperating profit−$921KPre-tax earnings−$921KIncome tax$885KDepreciation & amortization$467K

Margins

Q2 2026Q1 2026Change
Operating margin16.9%23.2%-6.3 pts
Net margin12.3%21.5%-9.2 pts
Free cash flow margin50.3%-3.2%+53.5 pts

Every line

LineQ2 2026Q1 2026Change%
Revenue$28.3M$24.6M$3.7M+15%
Operating profit$4.8M$5.7M−$921K-16%
Costs & expenses$23.5M$18.9M$4.6M+25%
Pre-tax earnings$4.8M$5.7M−$921K-16%
Noninterest expense$22.2M$18.1M$4.1M+22%
Net earnings$3.5M$5.3M−$1.8M-34%
Income tax$1.3M$416K$885K+213%
Depreciation & amortization$1.1M$608K$467K+77%
Share-based compensation$446K$360K$86K+24%
Working capital & other$9.6M−$6.4M$16.1M—
Operating cash flow$14.7M−$161K$14.8M—
Free cash flow (OCF − capex)$14.2M−$797K$15.0M—
Capital expenditures$417K$636K−$219K-34%

Questions

How much did Pioneer Bancorp's revenue grow quarter over quarter in Q2 2026?

Pioneer Bancorp's revenue rose $3.7M (+15%) from $24.6M in Q1 2026 to $28.3M in Q2 2026. Operating margin 16.9% against 23.2% (-6.3 pts).

Q2 2026 results → · Compare in the interactive Sankey →