Filing Flows › Pioneer Bancorp (PBFS) › Q2 2026 › vs Q2 2025
Pioneer Bancorp (PBFS) Q2 2026 vs Q2 2025 (year over year)
Pioneer Bancorp's revenue rose $3.9M (+16%) from $24.4M in Q2 2025 to $28.3M in Q2 2026. Operating margin 16.9% against 33.3% (-16.4 pts).
Pioneer Bancorp, Q2 2026: revenue $28.3M (+16% year over year), operating margin 16.9%, net earnings $3.5M, operating cash flow $14.7M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 16.9% | 33.3% | -16.4 pts |
| Net margin | 12.3% | 26.4% | -14.1 pts |
| Free cash flow margin | 50.3% | 18.7% | +31.6 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $28.3M | $24.4M | $3.9M | +16% |
| Operating profit | $4.8M | $8.1M | −$3.4M | -41% |
| Costs & expenses | $23.5M | $16.3M | $7.3M | +45% |
| Pre-tax earnings | $4.8M | $8.1M | −$3.4M | -41% |
| Noninterest expense | $22.2M | $14.7M | $7.5M | +51% |
| Other operating costs | $1.4M | $106K | $1.2M | 13× |
| Net earnings | $3.5M | $6.5M | −$3.0M | -46% |
| Income tax | $1.3M | $1.7M | −$385K | -23% |
| Depreciation & amortization | $1.1M | $600K | $475K | +79% |
| Share-based compensation | $446K | $354K | $92K | +26% |
| Working capital & other | $9.6M | −$2.3M | $12.0M | — |
| Operating cash flow | $14.7M | $5.1M | $9.6M | +189% |
| Free cash flow (OCF − capex) | $14.2M | $4.6M | $9.7M | +212% |
| Capital expenditures | $417K | $508K | −$91K | -18% |
Questions
How much did Pioneer Bancorp's revenue grow year over year in Q2 2026?
Pioneer Bancorp's revenue rose $3.9M (+16%) from $24.4M in Q2 2025 to $28.3M in Q2 2026. Operating margin 16.9% against 33.3% (-16.4 pts).