Filing Flows › Pioneer Bancorp (PBFS) › Q3 2026 › vs Q2 2026
Pioneer Bancorp (PBFS) Q3 2026 vs Q2 2026 (quarter over quarter)
Pioneer Bancorp's revenue rose $805K (+3%) from $28.3M in Q2 2026 to $29.1M in Q3 2026. Operating margin 0.2% against 16.9% (-16.7 pts).
Pioneer Bancorp, Q3 2026: revenue $29.1M (+21% year over year), operating margin 0.2%, net earnings $85K, operating cash flow $16.8M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 0.2% | 16.9% | -16.7 pts |
| Net margin | 0.3% | 12.3% | -12.0 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $29.1M | $28.3M | $805K | +3% |
| Operating profit | $67K | $4.8M | −$4.7M | -99% |
| Costs & expenses | $29.1M | $23.5M | $5.5M | +23% |
| Pre-tax earnings | $67K | $4.8M | −$4.7M | -99% |
| Credit loss provision | $1.3M | −$1.4M | $2.7M | — |
| Noninterest expense | $27.7M | $22.2M | $5.6M | +25% |
| Income tax benefit | $18K | −$1.3M | $1.3M | — |
| Net earnings | $85K | $3.5M | −$3.4M | -98% |
| Depreciation & amortization | $1.3M | $1.1M | $240K | +22% |
| Share-based compensation | $398K | $446K | −$48K | -11% |
| Working capital & other | $15.0M | $9.6M | $5.4M | +55% |
| Operating cash flow | $16.8M | $14.7M | $2.1M | +15% |
Questions
How much did Pioneer Bancorp's revenue grow quarter over quarter in Q3 2026?
Pioneer Bancorp's revenue rose $805K (+3%) from $28.3M in Q2 2026 to $29.1M in Q3 2026. Operating margin 0.2% against 16.9% (-16.7 pts).