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How Paccar (PCAR) makes money

Paccar (PCAR) made $7.9B of revenue in the third quarter 2026 (Q3 2026), +19% from a year earlier. Truck Parts and Other brought in $7.4B (93%); Financial Services brought in $559M (7%). Of every dollar of revenue, 14¢ was left as operating profit, 11¢ was left as net earnings.

Drawing the Sankey…

Paccar revenue by segment, Q3 2026Paccar revenue by segment, Q3 2026Truck Parts and Other$7.4BFinancial Services$559M
Paccar: revenue by line, Q1 2025 to Q3 2026Paccar: revenue by line, Q1 2025 to Q3 2026Truck Parts and OtherFinancial ServicesTruck Parts and Other: $7.4B latest$7.4BFinancial Services: $559M latest$559MQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026
The mix barely moved between Q1 2025 and Q3 2026.
Paccar revenue by quarterPaccar revenue by quarter$7.4BQ1 2025$7.5BQ2 2025$6.7BQ3 2025$6.8BQ4 2025$6.8BQ1 2026$7.5BQ2 2026$7.9BQ3 2026
Paccar: where each dollar of revenue goesPaccar: where each dollar of revenue goesOperating profit14¢Income tax3¢Net earnings11¢Operating cash flow11¢Free cash flow9¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Truck Parts and Other$7.4B93.0%+5%+21%
Financial Services$559M7.0%+2%-1%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$7.9B100.0%
Operating profit$1.1B13.6%
Income tax$234M2.9%
Net earnings$848M10.7%
Operating cash flow$848M10.7%
Free cash flow$711M9.0%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$7.9B+19%
Q2 2026$7.5B+0.5%
Q1 2026$6.8B-9%
Q4 2025$6.8B-14%
Q3 2025$6.7B-19%
Q2 2025$7.5B-14%
Q1 2025$7.4B-15%

From Paccar's 10-Q filed Oct 28, 2026 (on EDGAR).

Questions

How does Paccar make money?

Paccar (PCAR) made $7.9B of revenue in the third quarter 2026 (Q3 2026), +19% from a year earlier. Truck Parts and Other brought in $7.4B (93%); Financial Services brought in $559M (7%). Of every dollar of revenue, 14¢ was left as operating profit, 11¢ was left as net earnings.

What is Paccar's biggest business?

Truck Parts and Other: $7.4B in the third quarter 2026, 93% of revenue, +21% from a year earlier.

What is Paccar's profit margin?

Net earnings were $848M, 10.7% of revenue, in the third quarter 2026; the operating margin was 13.6%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.