Filing Flows › Ponce Financial Group (PDLB) › How it makes money
How Ponce Financial Group (PDLB) makes money
Ponce Financial Group (PDLB) made $34.8M of revenue in the third quarter 2026 (Q3 2026), +30% from a year earlier. Net interest income brought in $34.0M (98%); Noninterest income brought in $850K (2%). Of every dollar of revenue, 36¢ was left as operating profit, 52¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $34.0M | 97.6% | +13% | +35% |
| Noninterest income | $850K | 2.4% | -44% | -43% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $34.8M | 100.0% |
| Operating profit | $12.4M | 35.5% |
| Net earnings | $18.2M | 52.4% |
| Operating cash flow | $13.4M | 38.6% |
| Free cash flow | $13.4M | 38.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $34.8M | +30% |
From Ponce Financial Group's 10-Q filed Nov 4, 2026 (on EDGAR).
Questions
How does Ponce Financial Group make money?
Ponce Financial Group (PDLB) made $34.8M of revenue in the third quarter 2026 (Q3 2026), +30% from a year earlier. Net interest income brought in $34.0M (98%); Noninterest income brought in $850K (2%). Of every dollar of revenue, 36¢ was left as operating profit, 52¢ was left as net earnings.
What is Ponce Financial Group's biggest business?
Net interest income: $34.0M in the third quarter 2026, 98% of revenue, +35% from a year earlier.
What is Ponce Financial Group's profit margin?
Net earnings were $18.2M, 52.4% of revenue, in the third quarter 2026; the operating margin was 35.5%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.