Filing Flows › Peoples Bancorp of North Carolina (PEBK) › How it makes money
How Peoples Bancorp of North Carolina (PEBK) makes money
Peoples Bancorp of North Carolina (PEBK) made $23.4M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Net interest income brought in $16.7M (71%); Noninterest income brought in $6.7M (29%). Of every dollar of revenue, 32¢ was left as operating profit, 24¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $16.7M | 71.4% | +5% | +10% |
| Noninterest income | $6.7M | 28.6% | -6% | -6% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $23.4M | 100.0% |
| Operating profit | $7.4M | 31.5% |
| Income tax | $1.6M | 7.0% |
| Net earnings | $5.7M | 24.5% |
| Operating cash flow | $8.8M | 37.6% |
| Free cash flow | $8.4M | 35.9% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $23.4M | +5% |
From Peoples Bancorp of North Carolina's 10-Q filed Nov 3, 2026 (on EDGAR).
Questions
How does Peoples Bancorp of North Carolina make money?
Peoples Bancorp of North Carolina (PEBK) made $23.4M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Net interest income brought in $16.7M (71%); Noninterest income brought in $6.7M (29%). Of every dollar of revenue, 32¢ was left as operating profit, 24¢ was left as net earnings.
What is Peoples Bancorp of North Carolina's biggest business?
Net interest income: $16.7M in the third quarter 2026, 71% of revenue, +10% from a year earlier.
What is Peoples Bancorp of North Carolina's profit margin?
Net earnings were $5.7M, 24.5% of revenue, in the third quarter 2026; the operating margin was 31.5%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.