Filing Flows › Peoples Financial Services (PFIS) › How it makes money
How Peoples Financial Services (PFIS) makes money
Peoples Financial Services (PFIS) made $53.0M of revenue in the third quarter 2026 (Q3 2026), +13% from a year earlier. Net interest income brought in $47.3M (89%); Noninterest income brought in $5.7M (11%). Of every dollar of revenue, 42¢ was left as operating profit, 36¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $47.3M | 89.3% | +4% | +15% |
| Noninterest income | $5.7M | 10.7% | -13% | +3% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $53.0M | 100.0% |
| Operating profit | $22.4M | 42.3% |
| Income tax | $3.3M | 6.2% |
| Net earnings | $19.1M | 36.1% |
| Operating cash flow | $14.8M | 28.0% |
| Free cash flow | $13.6M | 25.6% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $53.0M | +14% |
From Peoples Financial Services' 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Peoples Financial Services make money?
Peoples Financial Services (PFIS) made $53.0M of revenue in the third quarter 2026 (Q3 2026), +13% from a year earlier. Net interest income brought in $47.3M (89%); Noninterest income brought in $5.7M (11%). Of every dollar of revenue, 42¢ was left as operating profit, 36¢ was left as net earnings.
What is Peoples Financial Services' biggest business?
Net interest income: $47.3M in the third quarter 2026, 89% of revenue, +15% from a year earlier.
What is Peoples Financial Services' profit margin?
Net earnings were $19.1M, 36.1% of revenue, in the third quarter 2026; the operating margin was 42.3%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.