Filing Flows › Provident Financial Services (PFS) › Q2 2026 › vs Q2 2025
Provident Financial Services (PFS) Q2 2026 vs Q2 2025 (year over year)
Provident Financial Services's revenue rose $20.5M (+10%) from $214M in Q2 2025 to $235M in Q2 2026. Operating margin 45.2% against 47.8% (-2.6 pts).
Provident Financial Services, Q2 2026: revenue $235M (+10% year over year), operating margin 45.2%, net earnings $78.1M, operating cash flow $119M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 45.2% | 47.8% | -2.6 pts |
| Net margin | 33.3% | 33.6% | -0.3 pts |
| Free cash flow margin | 46.3% | 85.2% | -39.0 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $235M | $214M | $20.5M | +10% |
| Operating profit | $106M | $102M | $3.6M | +4% |
| Costs & expenses | $129M | $112M | $16.9M | +15% |
| Pre-tax earnings | $106M | $102M | $3.6M | +4% |
| Credit loss provision | $9.6M | −$2.6M | $12.2M | — |
| Noninterest expense | $119M | $115M | $4.6M | +4% |
| Net earnings | $78.1M | $72.0M | $6.2M | +9% |
| Income tax | $27.9M | $30.5M | −$2.5M | -8% |
| Depreciation & amortization | $11.8M | $13.1M | −$1.4M | -11% |
| Working capital & other | $28.9M | $102M | −$72.7M | -72% |
| Operating cash flow | $119M | $187M | −$67.9M | -36% |
| Free cash flow (OCF − capex) | $109M | $183M | −$74.0M | -41% |
| Capital expenditures | $10.2M | $4.2M | $6.0M | +143% |
Questions
How much did Provident Financial Services's revenue grow year over year in Q2 2026?
Provident Financial Services's revenue rose $20.5M (+10%) from $214M in Q2 2025 to $235M in Q2 2026. Operating margin 45.2% against 47.8% (-2.6 pts).