Filing Flows › Provident Financial Services (PFS) › Q3 2026 › vs Q2 2026
Provident Financial Services (PFS) Q3 2026 vs Q2 2026 (quarter over quarter)
Provident Financial Services's revenue rose $3.9M (+2%) from $235M in Q2 2026 to $239M in Q3 2026. Operating margin 38.8% against 45.2% (-6.4 pts).
Provident Financial Services, Q3 2026: revenue $239M (+8% year over year), operating margin 38.8%, net earnings $69.2M, operating cash flow $56.2M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 38.8% | 45.2% | -6.4 pts |
| Net margin | 29.0% | 33.3% | -4.3 pts |
| Free cash flow margin | 20.1% | 46.3% | -26.2 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $239M | $235M | $3.9M | +2% |
| Operating profit | $92.6M | $106M | −$13.4M | -13% |
| Costs & expenses | $146M | $129M | $17.3M | +13% |
| Pre-tax earnings | $92.6M | $106M | −$13.4M | -13% |
| Net earnings | $69.2M | $78.1M | −$9.0M | -12% |
| Income tax | $23.5M | $27.9M | −$4.5M | -16% |
| Depreciation & amortization | $11.7M | $11.8M | −$26K | -0.2% |
| Working capital & other | $24.7M | −$28.9M | $53.6M | — |
| Operating cash flow | $56.2M | $119M | −$62.7M | -53% |
| Free cash flow (OCF − capex) | $47.9M | $109M | −$60.7M | -56% |
| Capital expenditures | $8.3M | $10.2M | −$1.9M | -19% |
Questions
How much did Provident Financial Services's revenue grow quarter over quarter in Q3 2026?
Provident Financial Services's revenue rose $3.9M (+2%) from $235M in Q2 2026 to $239M in Q3 2026. Operating margin 38.8% against 45.2% (-6.4 pts).