Filing Flows › Provident Financial Services (PFS) › How it makes money
How Provident Financial Services (PFS) makes money
Provident Financial Services (PFS) made $239M of revenue in the third quarter 2026 (Q3 2026), +8% from a year earlier. Of every dollar of revenue, 39¢ was left as operating profit, 29¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $239M | 100.0% |
| Operating profit | $92.6M | 38.8% |
| Income tax | $23.5M | 9.8% |
| Net earnings | $69.2M | 29.0% |
| Operating cash flow | $56.2M | 23.6% |
| Free cash flow | $47.9M | 20.1% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $239M | +8% |
| Q2 2026 | $235M | +10% |
| Q1 2026 | $225M | +8% |
| Q4 2025 | $226M | +10% |
| Q3 2025 | $222M | +5% |
| Q2 2025 | $214M | +31% |
| Q1 2025 | $209M | +82% |
From Provident Financial Services' 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Provident Financial Services make money?
Provident Financial Services (PFS) made $239M of revenue in the third quarter 2026 (Q3 2026), +8% from a year earlier. Of every dollar of revenue, 39¢ was left as operating profit, 29¢ was left as net earnings.
What is Provident Financial Services' profit margin?
Net earnings were $69.2M, 29.0% of revenue, in the third quarter 2026; the operating margin was 38.8%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.