Filing Flows › PFS Bancorp (PFSB) › Q2 2026 › vs Q1 2026
PFS Bancorp (PFSB) Q2 2026 vs Q1 2026 (quarter over quarter)
PFS Bancorp's revenue rose $106K (+6%) from $1.7M in Q1 2026 to $1.8M in Q2 2026. The biggest changes: Net interest income +$96K (+6%); Noninterest income +$10K (+6%). Operating margin 28.4% against 23.8% (+4.5 pts).
PFS Bancorp, Q2 2026: revenue $1.8M (+7% year over year), operating margin 28.4%, net earnings $437K, operating cash flow −$104K. The chart draws each line against Q1 2026, the increases inside each band.
Margins
| Q2 2026 | Q1 2026 | Change | |
|---|---|---|---|
| Operating margin | 28.4% | 23.8% | +4.5 pts |
| Net margin | 24.8% | 19.2% | +5.6 pts |
Every line
| Line | Q2 2026 | Q1 2026 | Change | % |
|---|---|---|---|---|
| Net interest income | $1.6M | $1.5M | $96K | +6% |
| Noninterest income | $174K | $164K | $10K | +6% |
| Revenue | $1.8M | $1.7M | $106K | +6% |
| Operating profit | $499K | $394K | $105K | +27% |
| Costs & expenses | $1.3M | $1.3M | $1K | +0.1% |
| Pre-tax earnings | $499K | $394K | $105K | +27% |
| Credit loss provision | $25K | $15K | $10K | +67% |
| Noninterest expense | $1.2M | $1.2M | −$9K | -0.7% |
| Net earnings | $437K | $318K | $119K | +37% |
| Income tax | $62K | $76K | −$14K | -18% |
| Operating cash sources | $611K | −$315K | $926K | — |
| Depreciation | $30K | $31K | −$1K | -3% |
| Share-based compensation | $40K | $40K | $0 | 0% |
| Cash used in operations | $104K | −$704K | $808K | — |
| Working capital & other | $611K | −$315K | $926K | — |
Questions
How much did PFS Bancorp's revenue grow quarter over quarter in Q2 2026?
PFS Bancorp's revenue rose $106K (+6%) from $1.7M in Q1 2026 to $1.8M in Q2 2026.
What drove PFS Bancorp's revenue change in Q2 2026?
Net interest income +$96K (+6%); Noninterest income +$10K (+6%).