Filing Flows

Filing Flows › Financials › Peapack Gladstone Financial (PGC)

Peapack Gladstone Financial (PGC) earnings and revenue breakdown

Latest: Q3 2026 · 10-Q filed Nov 6, 2026 · Peapack Gladstone Financial (PGC) Q3 2026 earnings results →

Q3 2026 Revenue up 24% year over year to $87.5M · 22¢ of every $1 of revenue kept as net profit · operating margin 27.3%

Peapack Gladstone Financial made $87.5M in Q3 2026 (+24% Y/Y): Banking Segment $69.6M, Wealth Management Division $17.9M. Operating margin 27.3%, net earnings $18.9M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 6, 2026.

Revenue$87.5M
Year over year+24%
Operating margin27.3%
Net earnings$18.9M
Operating cash flow−$3.8M

Drawing the Sankey…

Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF

What changed this quarter

Revenue was $87.5M in Q3 2026, up 24% year over year and up 2% from the previous quarter. Banking Segment was the largest line at 80% of revenue. Banking Segment added $15.4M year over year (up 28%), 92% of the total change.

Operating profit was $23.8M, a 27.3% margin (up 8.0 points year over year). Of the extra revenue versus Q3 2025, 61% reached operating profit, above the 19% margin then. Total costs grew 11% against revenue growth of 24%. Net earnings were $18.9M, up 97% year over year. The effective tax rate was 20.5%.

Operating cash flow was −$3.8M. Non-cash charges added back $1.5M of depreciation and amortization. Working capital and other items used $24.2M. Capital expenditures of $2.4M exceeded it, leaving free cash flow of −$6.2M.

Quarterly history

Peapack Gladstone Financial revenue by quarterPeapack Gladstone Financial revenue by quarter$64.4MQ1 2025$69.7MQ2 2025$70.7MQ3 2025$78.2MQ4 2025$82.5MQ1 2026$86.1MQ2 2026$87.5MQ3 2026
Peapack Gladstone Financial net earnings by quarterPeapack Gladstone Financial net earnings by quarter$7.6MQ1 2025$7.9MQ2 2025$9.6MQ3 2025$12.2MQ4 2025$14.2MQ1 2026$16.0MQ2 2026$18.9MQ3 2026
QuarterFormFiledRevenueY/YOp. marginNet earningsOp. cash flow
Q3 202610-QNov 6, 2026$87.5M+24%27.3%$18.9M−$3.8M
Q2 202610-QAug 7, 2026$86.1M+23%25.9%$16.0M$51.2M
Q1 202610-QMay 8, 2026$82.5M+28%23.9%$14.2M$24.6M
Q4 202510-KMar 11, 2026$78.2M+26%21.7%$12.2M−$1.1M
Q3 202510-QNov 7, 2025$70.7M+25%19.2%$9.6M$36.2M
Q2 202510-QAug 8, 2025$69.7M+23%16.1%$7.9M$15.9M
Q1 202510-QMay 9, 2025$64.4M+21%16.2%$7.6M−$7.9M

Charts

Peapack Gladstone Financial: revenue growth, year over year and quarter over quarterPeapack Gladstone Financial: revenue growth, year over year and quarter over quarterY/YQ/Q+21%Q1 2025+23%+8%Q2 2025+25%+1%Q3 2025+26%+11%Q4 2025+28%+5%Q1 2026+23%+4%Q2 2026+24%+2%Q3 2026
Latest (Q3 2026): Y/Y +24%, Q/Q +2%.
Peapack Gladstone Financial: where the cash came from (+) and went (−), TTM to Q3 2026Peapack Gladstone Financial: where the cash came from (+) and went (−), TTM to Q3 2026Other investing−$1.2BOther financing$1.0BCash drawn (+) / kept (−)$78.3MOperating cash flow$70.9MCapital spending−$8.9MDividends−$3.5MShares issued$1.4MTaxes on employees’ shares−$1.1MNet borrowing (+) / repaid (−)−$141K
From the cash-flow statement as filed (SEC XBRL). Cash is fungible: the bars do not say which dollar paid for what.
Peapack Gladstone Financial: profit against cash, quarter by quarterPeapack Gladstone Financial: profit against cash, quarter by quarterNet incomeOperating cash flow$9.2M$26.5MQ4 2024$7.6M−$7.9MQ1 2025$7.9M$15.9MQ2 2025$9.6M$36.2MQ3 2025$12.2M−$1.1MQ4 2025$14.2M$24.6MQ1 2026$16.0M$51.2MQ2 2026$18.9M−$3.8MQ3 2026
Latest (Q3 2026): Net income $18.9M, Operating cash flow −$3.8M.
Peapack Gladstone Financial: diluted shares by fiscal yearPeapack Gladstone Financial: diluted shares by fiscal year19MFY202019MFY202119MFY202218MFY202318MFY202418MFY2025
-7.0% since FY2020: buybacks shrank the count.

Interactive views

The same charts as the app — open one to draw it.

💵Where each $1 goesinteractive

Loading the interactive chart…

🌏Named in Asian annual reportsinteractive

Loading the interactive chart…

🔄Rotation against the market and its industry (RRG)interactive

Loading the interactive chart…

🔍Earnings qualityinteractive

Loading the interactive chart…

⚖️Fair value by methodinteractive

Loading the interactive chart…

🔭Outlook & guidanceinteractive

Loading the interactive chart…

📈Investments: gains and what it boughtinteractive

Loading the interactive chart…

🏭Its industry’s money flow (input-output)interactive

Loading the interactive chart…

About Peapack Gladstone Financial

Peapack-Gladstone Financial Corporation is a New Jersey bank holding company with total assets of $8.0 billion and assets under management and/or administration of $13.9 billion as of June 30, 2026. Founded in 1921, Peapack Private Bank & Trust, a subsidiary of Peapack-Gladstone Financial Corporation, is a commercial bank that offers a client-centric approach to banking, providing high-quality products along with customized and innovative wealth management, investment banking, commercial and retail solutions. The Bank's wealth management division offers comprehensive financial, tax, fiduciary and investment advice and solutions to individuals, families, privately held businesses, family offices and not-for-profit organizations, which help them to establish, maintain and expand their legacy. Peapack Private Bank & Trust offers an unparalleled commitment to client service.

In its own words, from its 8-K, filed Jul 27, 2026.

Source: Peapack Gladstone Financial 10-Q on SEC EDGAR · CIK 1050743 · Commercial Banks, NEC

13F: who owns PGC and who is buying

Largest holders of PGC (13F)Largest holders of PGC (13F)BlackRock$75.6MDimensional Fund Advisors LP$49.0MVanguard Capital Management LLC$33.4MWellington Management Group LLP$31.9MPhiladelphia Trust$29.2MState Street$26.9MVanguard Group$26.9MBoston Partners$22.1MGeode Capital Management, LLC$22.0MAmerican Century Companies$21.7M
Funds' net buying of PGC by quarter (13F)Funds' net buying of PGC by quarter (13F)−$2.9M2024-09$6.7M2024-12−$2.2M2025-03−$3.2M2025-06−$7.1M2025-09−$1.6M2025-12$8.9M2026-03$23.7M2026-06
Value of shares 13F filers added minus the value they sold, each quarter (quarters with most filings in).

More on PGC

History

Every quarter: Q3 2026 results · Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results

中文版:Peapack Gladstone Financial(PGC)财报

Español · Français