Filing Flows › Plumas Bancorp (PLBC) › Q2 2025
Plumas Bancorp (PLBC) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 6, 2025
Plumas Bancorp (PLBC) reported revenue of $20.5M for the second quarter 2025 (Q2 2025), -0.3% from a year earlier and -6% from the quarter before. Operating margin was 42.2%, net earnings $6.3M (30.8% of revenue).
Plumas Bancorp, Q2 2025: revenue $20.5M (-0.3% year over year), operating margin 42.2%, net earnings $6.3M, operating cash flow $2.1M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $20.5M | -6% | -0.3% |
| Operating profit | $8.7M | -14% | -7% |
| Net earnings | $6.3M | -12% | -7% |
| Operating cash flow | $2.1M | -72% | -59% |
| Free cash flow | $2.0M | -72% | -58% |
What changed
Revenue was $20.5M in Q2 2025, roughly flat year over year and down 6% from the previous quarter.
Operating profit was $8.7M, a 42.2% margin (down 2.9 points year over year). Total costs grew 5% against flat revenue. Net earnings were $6.3M, down 7% year over year. The effective tax rate was 27.1%.
Operating cash flow was $2.1M (down 59% year over year), 33% of net earnings. Non-cash charges added back $359K of depreciation and amortization and $95K of share-based compensation. Working capital and other items used $4.7M. Capital expenditures of $31K left free cash flow of $2.0M.
Questions
What was Plumas Bancorp's revenue in the second quarter 2025?
Plumas Bancorp (PLBC) reported revenue of $20.5M for the second quarter 2025 (Q2 2025), -0.3% from a year earlier and -6% from the quarter before.
Was Plumas Bancorp profitable in the second quarter 2025?
Operating profit was $8.7M (42.2% of revenue) and net earnings $6.3M.
Source: Plumas Bancorp 10-Q on SEC EDGAR.