Filing Flows › Plumas Bancorp (PLBC) › Q3 2025 › vs Q2 2025
Plumas Bancorp (PLBC) Q3 2025 vs Q2 2025 (quarter over quarter)
Plumas Bancorp's revenue rose $6.9M (+33%) from $20.5M in Q2 2025 to $27.4M in Q3 2025. Operating margin 25.2% against 42.2% (-17.0 pts).
Plumas Bancorp, Q3 2025: revenue $27.4M (+30% year over year), operating margin 25.2%, net earnings $5.1M, operating cash flow $5.6M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q3 2025 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 25.2% | 42.2% | -17.0 pts |
| Net margin | 18.8% | 30.8% | -12.0 pts |
| Free cash flow margin | 17.5% | 9.9% | +7.6 pts |
Every line
| Line | Q3 2025 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $27.4M | $20.5M | $6.9M | +33% |
| Operating profit | $6.9M | $8.7M | −$1.8M | -20% |
| Costs & expenses | $20.5M | $11.9M | $8.6M | +73% |
| Pre-tax earnings | $6.9M | $8.7M | −$1.8M | -20% |
| Credit loss provision | $5.4M | $860K | $4.5M | +525% |
| Noninterest expense | $15.1M | $11.0M | $4.1M | +37% |
| Net earnings | $5.1M | $6.3M | −$1.2M | -19% |
| Income tax | $1.8M | $2.4M | −$582K | -25% |
| Depreciation & amortization | $1.1M | $359K | $705K | +196% |
| Share-based compensation | $93K | $95K | −$2K | -2% |
| Working capital & other | $699K | $4.7M | −$4.0M | -85% |
| Operating cash flow | $5.6M | $2.1M | $3.5M | +171% |
| Free cash flow (OCF − capex) | $4.8M | $2.0M | $2.8M | +136% |
| Capital expenditures | $801K | $31K | $770K | 26× |
Questions
How much did Plumas Bancorp's revenue grow quarter over quarter in Q3 2025?
Plumas Bancorp's revenue rose $6.9M (+33%) from $20.5M in Q2 2025 to $27.4M in Q3 2025. Operating margin 25.2% against 42.2% (-17.0 pts).