Filing Flows › Plumas Bancorp (PLBC) › Q3 2025 › vs Q3 2024
Plumas Bancorp (PLBC) Q3 2025 vs Q3 2024 (year over year)
Plumas Bancorp's revenue rose $6.3M (+30%) from $21.1M in Q3 2024 to $27.4M in Q3 2025. Operating margin 25.2% against 50.6% (-25.4 pts).
Plumas Bancorp, Q3 2025: revenue $27.4M (+30% year over year), operating margin 25.2%, net earnings $5.1M, operating cash flow $5.6M. The chart draws each line against Q3 2024, the increases inside each band.
Margins
| Q3 2025 | Q3 2024 | Change | |
|---|---|---|---|
| Operating margin | 25.2% | 50.6% | -25.4 pts |
| Net margin | 18.8% | 37.1% | -18.3 pts |
| Free cash flow margin | 17.5% | 37.1% | -19.6 pts |
Every line
| Line | Q3 2025 | Q3 2024 | Change | % |
|---|---|---|---|---|
| Revenue | $27.4M | $21.1M | $6.3M | +30% |
| Operating profit | $6.9M | $10.7M | −$3.8M | -35% |
| Costs & expenses | $20.5M | $10.4M | $10.1M | +97% |
| Pre-tax earnings | $6.9M | $10.7M | −$3.8M | -35% |
| Credit loss provision | $5.4M | −$400K | $5.8M | — |
| Noninterest expense | $15.1M | $10.8M | $4.3M | +40% |
| Net earnings | $5.1M | $7.8M | −$2.7M | -34% |
| Income tax | $1.8M | $2.9M | −$1.1M | -38% |
| Depreciation & amortization | $1.1M | $413K | $651K | +158% |
| Share-based compensation | $93K | $157K | −$64K | -41% |
| Working capital & other | $699K | $413K | $286K | +69% |
| Operating cash flow | $5.6M | $8.0M | −$2.4M | -30% |
| Free cash flow (OCF − capex) | $4.8M | $7.8M | −$3.0M | -39% |
| Capital expenditures | $801K | $149K | $652K | +438% |
Questions
How much did Plumas Bancorp's revenue grow year over year in Q3 2025?
Plumas Bancorp's revenue rose $6.3M (+30%) from $21.1M in Q3 2024 to $27.4M in Q3 2025. Operating margin 25.2% against 50.6% (-25.4 pts).