Filing Flows › CPI Card Group (PMTS) › Q3 2026 › vs Q3 2025
CPI Card Group (PMTS) Q3 2026 vs Q3 2025 (year over year)
CPI Card Group's revenue rose $20.4M (+15%) from $138M in Q3 2025 to $158M in Q3 2026. Gross margin 31.7% against 29.7% (+2.0 pts).
CPI Card Group, Q3 2026: revenue $158M (+15% year over year), operating margin 9.9%, net earnings $5.0M, operating cash flow $15.1M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Gross margin | 31.7% | 29.7% | +2.0 pts |
| Operating margin | 9.9% | 9.4% | +0.5 pts |
| Net margin | 3.2% | 1.7% | +1.5 pts |
| Free cash flow margin | 6.4% | 3.8% | +2.5 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $158M | $138M | $20.4M | +15% |
| Gross profit | $50.3M | $41.0M | $9.3M | +23% |
| Cost of revenue | $108M | $97.0M | $11.1M | +11% |
| Operating profit | $15.7M | $13.0M | $2.6M | +20% |
| Operating expenses | $34.6M | $28.0M | $6.6M | +24% |
| Pre-tax earnings | $6.3M | $3.7M | $2.6M | +69% |
| Other expense, net | $9.3M | $9.3M | $52K | +0.6% |
| Net earnings | $5.0M | $2.3M | $2.7M | +117% |
| Income tax | $1.3M | $1.4M | −$126K | -9% |
| Depreciation & amortization | $6.7M | $6.1M | $631K | +10% |
| Share-based compensation | $2.6M | $1.5M | $1.1M | +72% |
| Working capital & other | $759K | $52K | $707K | 15× |
| Operating cash flow | $15.1M | $10.0M | $5.1M | +51% |
| Free Cash Flow (company-reported) | $10.1M | $5.3M | $4.8M | +90% |
| Capital expenditures for plant, equipment and leasehold improvements, net | $5.0M | $4.7M | $340K | +7% |
Questions
How much did CPI Card Group's revenue grow year over year in Q3 2026?
CPI Card Group's revenue rose $20.4M (+15%) from $138M in Q3 2025 to $158M in Q3 2026. Gross margin 31.7% against 29.7% (+2.0 pts).