Filing Flows › CPI Card Group (PMTS) › How it makes money
How CPI Card Group (PMTS) makes money
CPI Card Group (PMTS) made $158M of revenue in the third quarter 2026 (Q3 2026), +15% from a year earlier. Of every dollar of revenue, 32¢ was left as gross profit, 10¢ was left as operating profit, 3¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $158M | 100.0% |
| Cost of revenue | $108M | 68.3% |
| Gross profit | $50.3M | 31.7% |
| Operating expenses | $34.6M | 21.8% |
| Operating profit | $15.7M | 9.9% |
| Income tax | $1.3M | 0.8% |
| Net earnings | $5.0M | 3.2% |
| Operating cash flow | $15.1M | 9.5% |
| Free cash flow | $10.1M | 6.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $158M | +15% |
| Q2 2026 | $149M | +15% |
| Q1 2026 | $147M | +20% |
| Q4 2025 | $153M | +22% |
| Q3 2025 | $138M | +11% |
| Q2 2025 | $130M | +9% |
| Q1 2025 | $123M | +10% |
From CPI Card Group's 10-Q filed Nov 4, 2026 (on EDGAR).
Questions
How does CPI Card Group make money?
CPI Card Group (PMTS) made $158M of revenue in the third quarter 2026 (Q3 2026), +15% from a year earlier. Of every dollar of revenue, 32¢ was left as gross profit, 10¢ was left as operating profit, 3¢ was left as net earnings.
What is CPI Card Group's profit margin?
Net earnings were $5.0M, 3.2% of revenue, in the third quarter 2026; the operating margin was 9.9%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.