Filing Flows › PNC Financial Services Group (PNC) › Q3 2026
PNC Financial Services Group (PNC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 3, 2026
PNC Financial Services Group (PNC) reported revenue of $6.6B for the third quarter 2026 (Q3 2026), +11% from a year earlier and -5% from the quarter before. Operating margin was 40.0%, net earnings $2.1B (31.7% of revenue).
PNC Financial Services Group, Q3 2026: revenue $6.6B (+11% year over year), operating margin 40.0%, net earnings $2.1B, operating cash flow $3.1B. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $6.6B | -5% | +11% |
| Operating profit | $2.6B | +1% | +15% |
| Net earnings | $2.1B | +2% | +15% |
| Operating cash flow | $3.1B | +43% | +15% |
What changed
Revenue was $6.6B in Q3 2026, up 11% year over year and down 5% from the previous quarter.
Operating profit was $2.6B, a 40.0% margin (up 1.3 points year over year). Of the extra revenue versus Q3 2025, 52% reached operating profit, above the 39% margin then. Total costs grew 9% against revenue growth of 11%. The fastest-growing cost line was Sales & marketing (+14%). Net earnings were $2.1B, up 15% year over year. The effective tax rate was 20.0%.
Operating cash flow was $3.1B (up 15% year over year), 146% of net earnings. Non-cash charges added back $0.13B of depreciation and amortization. Working capital and other items added $0.84B.
Questions
What was PNC Financial Services Group's revenue in the third quarter 2026?
PNC Financial Services Group (PNC) reported revenue of $6.6B for the third quarter 2026 (Q3 2026), +11% from a year earlier and -5% from the quarter before.
Was PNC Financial Services Group profitable in the third quarter 2026?
Operating profit was $2.6B (40.0% of revenue) and net earnings $2.1B.