Filing Flows › Porch Group (PRCH) › Q2 2026
Porch Group (PRCH) Q2 2026 earnings results (second quarter 2026)
10-Q filed Jul 29, 2026
Porch Group (PRCH) reported revenue of $141M for the second quarter 2026 (Q2 2026), +12% from a year earlier and +16% from the quarter before. Operating margin was -2.9%, net loss $14.2M (10.0% of revenue).
Porch Group, Q2 2026: revenue $141M (+12% year over year), operating margin -2.9%, net loss $14.2M, operating cash flow $41.3M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $141M | +16% | +12% |
| Operating profit | −$4.1M | -135% | -181% |
| Net earnings | −$14.2M | -831% | -649% |
| Operating cash flow | $41.3M | +217% | +16% |
| Free cash flow | $40.9M | +218% | +16% |
What changed
Revenue was $140.9M in Q2 2026, up 12% year over year and up 16% from the previous quarter. Reciprocal Segment was the largest line at 65% of revenue. Reciprocal Segment added $12.3M year over year (up 15%), 83% of the total change. Software & Data declined 6%.
Gross margin was 62.2%, down 3.4 points from Q2 2025. Operating costs exceeded revenue by $4.1M, an operating margin of -2.9%. Operating expenses grew 18% against revenue growth of 12%. The fastest-growing cost line was Sales & marketing (+23%). The quarter ended with a net loss of $14.2M, after a profit of $1.9M the previous quarter. Minority interests bore $19.8M of it: to shareholders the quarter was a profit of $5.6M. Net interest and other expense of $9.5M was the main reason.
Operating cash flow was $41.3M (up 16% year over year). Non-cash charges added back $10.5M of depreciation and amortization and $7.9M of share-based compensation. Working capital and other items added $37.0M. Capital expenditures of $372K left free cash flow of $40.9M.
Questions
What was Porch Group's revenue in the second quarter 2026?
Porch Group (PRCH) reported revenue of $141M for the second quarter 2026 (Q2 2026), +12% from a year earlier and +16% from the quarter before.
Was Porch Group profitable in the second quarter 2026?
Operating loss was $4.1M (-2.9% of revenue) and net loss $14.2M.
Source: Porch Group 10-Q on SEC EDGAR.