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Park National (PRK) Q2 2026 earnings results (second quarter 2026)

10-Q filed Aug 7, 2026

Park National (PRK) reported revenue of $212M for the second quarter 2026 (Q2 2026), +26% from a year earlier and +12% from the quarter before. Operating margin was 49.0%, net earnings $58.8M (27.7% of revenue).

Revenue$212M
Year over year+26%
Quarter over quarter+12%
Operating margin49.0%
Net earnings$58.8M

Park National, Q2 2026: revenue $212M (+26% year over year), operating margin 49.0%, net earnings $58.8M, operating cash flow $57.2M. The chart follows the revenue to costs, profit and cash.

Q2 2026AmountQ/QY/Y
Revenue$212M+12%+26%
Operating profit$104M+26%+75%
Net earnings$58.8M+41%+22%
Operating cash flow$57.2M+85%+16%
Free cash flow$50.5M+90%+5%

What changed

Revenue was $211.9M in Q2 2026, up 26% year over year and up 12% from the previous quarter.

Operating profit was $103.9M, a 49.0% margin (up 13.8 points year over year). Of the extra revenue versus Q2 2025, 103% reached operating profit, above the 35% margin then. Total costs fell 1% while revenue rose 26%. Net earnings were $58.8M, up 22% year over year. The effective tax rate was 13.6%.

Operating cash flow was $57.2M (up 16% year over year), 64% of net income including minority interests. Non-cash charges added back $5.0M of depreciation and amortization and $2.3M of share-based compensation. Working capital and other items used $39.9M. Capital expenditures of $6.7M left free cash flow of $50.5M.

Questions

What was Park National's revenue in the second quarter 2026?

Park National (PRK) reported revenue of $212M for the second quarter 2026 (Q2 2026), +26% from a year earlier and +12% from the quarter before.

Was Park National profitable in the second quarter 2026?

Operating profit was $104M (49.0% of revenue) and net earnings $58.8M.

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Source: Park National 10-Q on SEC EDGAR.