Filing Flows › Provident Financial Holdings (PROV) › How it makes money
How Provident Financial Holdings (PROV) makes money
Provident Financial Holdings (PROV) made $10.6M of revenue in the first quarter fiscal 2027 (Q1 FY27), +9% from a year earlier. Net interest income brought in $9.8M (92%); Noninterest income brought in $804K (8%). Of every dollar of revenue, 21¢ was left as operating profit, 15¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q1 FY27
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $9.8M | 92.4% | +5% | +9% |
| Noninterest income | $804K | 7.6% | -37% | -1% |
Where each dollar of revenue goes
| Line | Q1 FY27 | % of revenue |
|---|---|---|
| Revenue | $10.6M | 100.0% |
| Operating profit | $2.2M | 20.6% |
| Income tax | $605K | 5.7% |
| Net earnings | $1.6M | 14.9% |
| Operating cash flow | $4.4M | 41.4% |
| Free cash flow | $4.3M | 40.2% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q1 FY27 | $10.6M | +8% |
From Provident Financial Holdings' 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Provident Financial Holdings make money?
Provident Financial Holdings (PROV) made $10.6M of revenue in the first quarter fiscal 2027 (Q1 FY27), +9% from a year earlier. Net interest income brought in $9.8M (92%); Noninterest income brought in $804K (8%). Of every dollar of revenue, 21¢ was left as operating profit, 15¢ was left as net earnings.
What is Provident Financial Holdings' biggest business?
Net interest income: $9.8M in the first quarter fiscal 2027, 92% of revenue, +9% from a year earlier.
What is Provident Financial Holdings' profit margin?
Net earnings were $1.6M, 14.9% of revenue, in the first quarter fiscal 2027; the operating margin was 20.6%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.