Filing Flows

Filing Flows › Rhinebeck Bancorp (RBKB) › Q2 2026 › vs Q2 2025

Rhinebeck Bancorp (RBKB) Q2 2026 vs Q2 2025 (year over year)

Rhinebeck Bancorp's revenue rose $281K (+2%) from $13.1M in Q2 2025 to $13.4M in Q2 2026. Operating margin 25.3% against 26.6% (-1.4 pts).

Rhinebeck Bancorp, Q2 2026: revenue $13.4M (+2% year over year), operating margin 25.3%, net earnings $2.6M, operating cash flow $5.6M. The chart draws each line against Q2 2025, the increases inside each band.

Rhinebeck Bancorp: what changed, Q2 2026 vs Q2 2025Rhinebeck Bancorp: what changed, Q2 2026 vs Q2 2025Working capital & other$3.2MOperating cash flow$3.2MFree cash flow (OCF − capex)$3.1MCosts & expenses$391KOperating profit−$110KPre-tax earnings−$110KNet earnings−$110KShare-based compensation$55KCapital expenditures$23K

Margins

Q2 2026Q2 2025Change
Operating margin25.3%26.6%-1.4 pts
Net margin19.6%20.8%-1.3 pts
Free cash flow margin40.3%17.2%+23.1 pts

Every line

LineQ2 2026Q2 2025Change%
Revenue$13.4M$13.1M$281K+2%
Operating profit$3.4M$3.5M−$110K-3%
Costs & expenses$10.0M$9.6M$391K+4%
Pre-tax earnings$3.4M$3.5M−$110K-3%
Net earnings$2.6M$2.7M−$110K-4%
Income tax$762K$762K$00%
Share-based compensation$65K$10K$55K+550%
Working capital & other$2.9M−$308K$3.2M—
Operating cash flow$5.6M$2.4M$3.2M+130%
Free cash flow (OCF − capex)$5.4M$2.2M$3.1M+140%
Capital expenditures$205K$182K$23K+13%

Questions

How much did Rhinebeck Bancorp's revenue grow year over year in Q2 2026?

Rhinebeck Bancorp's revenue rose $281K (+2%) from $13.1M in Q2 2025 to $13.4M in Q2 2026. Operating margin 25.3% against 26.6% (-1.4 pts).

Q2 2026 results → · Compare in the interactive Sankey →