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How Rhinebeck Bancorp (RBKB) makes money

Rhinebeck Bancorp (RBKB) made $13.4M of revenue in the second quarter 2026 (Q2 2026), +2% from a year earlier. Of every dollar of revenue, 25¢ was left as operating profit, 20¢ was left as net earnings.

Drawing the Sankey…

Rhinebeck Bancorp revenue by quarterRhinebeck Bancorp revenue by quarter$7.5MQ4 2024$12.8MQ1 2025$13.1MQ2 2025$14.0MQ3 2025$13.5MQ4 2025$12.7MQ1 2026$13.4MQ2 2026
Rhinebeck Bancorp: where each dollar of revenue goesRhinebeck Bancorp: where each dollar of revenue goesOperating profit25¢Income tax6¢Net earnings20¢Operating cash flow42¢Free cash flow40¢

Where each dollar of revenue goes

LineQ2 2026% of revenue
Revenue$13.4M100.0%
Operating profit$3.4M25.3%
Income tax$762K5.7%
Net earnings$2.6M19.6%
Operating cash flow$5.6M41.8%
Free cash flow$5.4M40.3%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q2 2026$13.4M+2%
Q1 2026$12.7M-1%
Q4 2025$13.5M+69%
Q3 2025$14.0M18×
Q2 2025$13.1M+23%
Q1 2025$12.8M+23%
Q4 2024$7.5M-29%

From Rhinebeck Bancorp's 10-Q filed Aug 13, 2026 (on EDGAR).

Questions

How does Rhinebeck Bancorp make money?

Rhinebeck Bancorp (RBKB) made $13.4M of revenue in the second quarter 2026 (Q2 2026), +2% from a year earlier. Of every dollar of revenue, 25¢ was left as operating profit, 20¢ was left as net earnings.

What is Rhinebeck Bancorp's profit margin?

Net earnings were $2.6M, 19.6% of revenue, in the second quarter 2026; the operating margin was 25.3%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.