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George Risk Industries cash flow, quarter by quarter

Latest: Q1 FY27 · from the cash-flow statements filed with the SEC

Free cash flow$1.9M in Q1 FY27 · $4.2M over twelve months

Operating cash flow$1.9M
Capital spending−$6K
Free cash flow+$1.9M
Cash / net income0.9×
Cash conversion cycle374 days

Analysis

In Q1 FY27, George Risk Industries generated $1.9M of operating cash flow and spent $6K on capital projects, leaving free cash flow of $1.9M. That is $75K less than in Q1 FY26 ($2.0M).

Over the twelve months to Jul 31, 2026, operating cash flow was $4.5M; the largest uses were other financing ($4.5M), other investing ($1.1M), capital spending ($256K); the cash balance fell by $1.4M.

Operating cash flow was $1.9M against net income of $2.2M — 0.9× profit, less cash than reported earnings, worth checking against working capital. The largest differences: inventory −$1.2M, deferred taxes +$640K, income taxes payable +$521K.

Its cash conversion cycle was 374 days (receivables 65 + inventory 316 − payables 7).

Free cash flow

George Risk Industries: free cash flow by quarterGeorge Risk Industries: free cash flow by quarter$27KQ2 FY25$598KQ3 FY25$1.1MQ4 FY25$2.0MQ1 FY26$1.2MQ2 FY26$253KQ3 FY26$847KQ4 FY26$1.9MQ1 FY27
Operating cash flow less capital spending.
George Risk Industries: operating cash flow against capital spendingGeorge Risk Industries: operating cash flow against capital spendingOperating cash flowCapital spending$230K$203KQ2 FY25$649K$51KQ3 FY25$1.1M$37KQ4 FY25$2.1M$133KQ1 FY26$1.2M$0Q2 FY26$253K$0Q3 FY26$1.1M$250KQ4 FY26$1.9M$6KQ1 FY27
Latest (Q1 FY27): Operating cash flow $1.9M, Capital spending $6K.

Capital allocation, year by year

George Risk Industries: where the cash came from (up) and went (down), by fiscal yearGeorge Risk Industries: where the cash came from (up) and went (down), by fiscal yearOperating cash flowAsset salesCapital spendingDividendsFY22: Operating cash flow $2.0MFY22: Capital spending −$390KFY22: Dividends −$2.3M$2.0MFY22FY23: Operating cash flow $2.8MFY23: Asset sales $12KFY23: Capital spending −$548KFY23: Dividends −$2.7M$2.8MFY23FY24: Operating cash flow $6.0MFY24: Asset sales $8KFY24: Capital spending −$378KFY24: Dividends −$2.9M$6.0MFY24FY25: Operating cash flow $4.3MFY25: Capital spending −$396KFY25: Dividends −$4.4M$4.3MFY25FY26: Operating cash flow $4.7MFY26: Capital spending −$383KFY26: Dividends −$4.5M$4.7MFY26
Over these 5 years operating cash flow totalled $19.8M; the largest uses were dividends ($16.8M) and capital spending ($2.1M). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$50.3M
Debtnone
Net cash$50.3M

George Risk Industries funds itself: free cash flow was $4.2M over the last twelve months, with $50.3M of cash and investments and no debt on the balance sheet.

Where the cash came from and went

George Risk Industries: sources (+) and uses (−) of cash, Q1 FY27George Risk Industries: sources (+) and uses (−) of cash, Q1 FY27Operating cash flow$1.9MCash drawn (+) / kept (−)−$1.7MOther investing−$232KOther financing−$13KCapital spending−$6K
George Risk Industries: sources (+) and uses (−) of cash, TTM to Q1 FY27George Risk Industries: sources (+) and uses (−) of cash, TTM to Q1 FY27Other financing−$4.5MOperating cash flow$4.5MCash drawn (+) / kept (−)$1.4MOther investing−$1.1MCapital spending−$256K

From profit to cash

George Risk Industries: net income to operating cash flow, Q1 FY27George Risk Industries: net income to operating cash flow, Q1 FY27Net income$2.2MDepreciation & amortization$108KDeferred taxes$640KGains on investments−$287KReceivables$371KInventory−$1.2MPayables−$250KAccrued liabilities−$79KPrepaid and other assets$396KIncome taxes payable$521KOperating cash flow$1.9M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.
QuarterReceivable daysInventory daysPayable daysCash conversion cycle
Q1 FY27653167374
Q4 FY26632929347
Q3 FY26793389407
Q2 FY267229610358
Q1 FY267634112405
Q4 FY25603009351
Q3 FY257239511456
Q2 FY25663548412

Every quarter

QuarterOperating cash flowCapital spendingDividendsCash drawn (+) / kept (−)Free cash flow
Q1 FY27$1.9M−$6K—−$1.7M$1.9M
Q4 FY26$1.1M−$250K—−$693K$847K
Q3 FY26$253K——$380K$253K
Q2 FY26$1.2M—−$4.5M$3.4M$1.2M
Q1 FY26$2.1M−$133K−$5K−$1.8M$2.0M
Q4 FY25$1.1M−$37K$1K−$891K$1.1M
Q3 FY25$649K−$51K—−$126K$598K
Q2 FY25$230K−$203K—$3.9M$27K

George Risk Industries: income statement and cash flow

George Risk Industries, Q1 FY27: revenue $6.8M (+16% year over year), operating margin 27.8%. The chart follows the revenue to costs, profit and cash.

George Risk Industries: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.