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Redwood Mortgage Investors IX cash flow, quarter by quarter

Latest: Q2 2026 · from the cash-flow statements filed with the SEC

Free cash flow$225K in Q2 2026 · $2.4M over twelve months

Operating cash flow$225K
Free cash flow+$225K
Cash / net income0.3×

Analysis

In Q2 2026, Redwood Mortgage Investors IX generated $225K of operating cash flow. That is $119K less than in Q2 2025 ($344K).

Over the twelve months to Jun 30, 2026, operating cash flow was $2.4M; the largest uses were other investing ($8.1M), other financing ($5.2M); besides operations, cash came from net borrowing (+) / repaid (−) ($1.8M); the cash balance fell by $9.1M.

Operating cash flow was $225K against net income of $645K — 0.3× profit, less cash than reported earnings, worth checking against working capital. The largest differences: payables −$116K.

Free cash flow

Redwood Mortgage Investors IX: free cash flow by quarterRedwood Mortgage Investors IX: free cash flow by quarter$1.1MQ3 2024$984KQ4 2024$123KQ1 2025$344KQ2 2025$300KQ3 2025$1.1MQ4 2025$779KQ1 2026$225KQ2 2026
Operating cash flow less capital spending.
Redwood Mortgage Investors IX: operating cash flow against capital spendingRedwood Mortgage Investors IX: operating cash flow against capital spendingOperating cash flowCapital spending$1.1M$0Q3 2024$984K$0Q4 2024$123K$0Q1 2025$344K$0Q2 2025$300K$0Q3 2025$1.1M$0Q4 2025$779K$0Q1 2026$225K$0Q2 2026
Latest (Q2 2026): Operating cash flow $225K, Capital spending $0.

Capital allocation, year by year

Redwood Mortgage Investors IX: where the cash came from (up) and went (down), by fiscal yearRedwood Mortgage Investors IX: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingFY2021: Operating cash flow $5.8MFY2021: Net borrowing −$1.5M$5.8MFY2021FY2022: Operating cash flow $3.8MFY2022: Net borrowing $1.4M$5.2MFY2022FY2023: Operating cash flow $3.5MFY2023: Net borrowing −$7.7M$3.5MFY2023FY2024: Operating cash flow $3.3MFY2024: Net borrowing $221K$3.6MFY2024FY2025: Operating cash flow $1.8MFY2025: Net borrowing −$4.0M$1.8MFY2025
Over these 5 years operating cash flow totalled $18.3M; the largest uses were net borrowing ($13.3M). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$5.8M
Debtnone
Net cash$5.8M

Redwood Mortgage Investors IX funds itself: free cash flow was $2.4M over the last twelve months, with $5.8M of cash and investments and no debt on the balance sheet.

Where the cash came from and went

Redwood Mortgage Investors IX: sources (+) and uses (−) of cash, Q2 2026Redwood Mortgage Investors IX: sources (+) and uses (−) of cash, Q2 2026Other investing$5.8MCash drawn (+) / kept (−)−$4.8MOther financing−$1.3MOperating cash flow$225KNet borrowing (+) / repaid (−)$1K
Redwood Mortgage Investors IX: sources (+) and uses (−) of cash, TTM to Q2 2026Redwood Mortgage Investors IX: sources (+) and uses (−) of cash, TTM to Q2 2026Cash drawn (+) / kept (−)$9.1MOther investing−$8.1MOther financing−$5.2MOperating cash flow$2.4MNet borrowing (+) / repaid (−)$1.8M

From profit to cash

Redwood Mortgage Investors IX: net income to operating cash flow, Q2 2026Redwood Mortgage Investors IX: net income to operating cash flow, Q2 2026Net income$645KPayables−$116KOperating cash flow$225K
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowNet borrowing (+) / repaid (−)Cash drawn (+) / kept (−)Free cash flow
Q2 2026$225K$1K−$4.8M$225K
Q1 2026$779K—−$443K$779K
Q4 2025$1.1M—$10.0M$1.1M
Q3 2025$300K—$4.3M$300K
Q2 2025$344K—−$2.4M$344K
Q1 2025$123K−$4.0M−$460K$123K
Q4 2024$984K−$6.0M−$8.9M$984K
Q3 2024$1.1M−$1.3M−$2.9M$1.1M

Redwood Mortgage Investors IX: income statement and cash flow

Redwood Mortgage Investors IX, Q2 2026: revenue $1.3M (+27% year over year), operating margin 48.2%. The chart follows the revenue to costs, profit and cash.

Redwood Mortgage Investors IX: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.