Filing Flows › Safety Insurance Group (SAFT) › Q3 2026 › vs Q2 2026
Safety Insurance Group (SAFT) Q3 2026 vs Q2 2026 (quarter over quarter)
Safety Insurance Group's revenue rose $2.1M (+0.6%) from $326M in Q2 2026 to $328M in Q3 2026. Operating margin 11.7% against 13.4% (-1.7 pts).
Safety Insurance Group, Q3 2026: revenue $328M (+0.4% year over year), operating margin 11.7%, net earnings $30.0M, operating cash flow $57.7M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 11.7% | 13.4% | -1.7 pts |
| Net margin | 9.2% | 10.6% | -1.4 pts |
| Free cash flow margin | 17.3% | 11.6% | +5.7 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $328M | $326M | $2.1M | +0.6% |
| Operating profit | $38.4M | $43.8M | −$5.4M | -12% |
| Costs & expenses | $289M | $282M | $7.5M | +3% |
| Pre-tax earnings | $38.4M | $43.8M | −$5.4M | -12% |
| Net earnings | $30.0M | $34.5M | −$4.5M | -13% |
| Income tax | $8.4M | $9.2M | −$874K | -9% |
| Depreciation & amortization | $1.4M | $1.4M | $33K | +2% |
| Share-based compensation | $1.3M | $1.3M | −$50K | -4% |
| Working capital & other | $25.0M | $1.1M | $23.9M | 22× |
| Operating cash flow | $57.7M | $38.3M | $19.4M | +51% |
| Free cash flow (OCF − capex) | $56.7M | $37.7M | $19.0M | +50% |
| Capital expenditures | $957K | $627K | $330K | +53% |
Questions
How much did Safety Insurance Group's revenue grow quarter over quarter in Q3 2026?
Safety Insurance Group's revenue rose $2.1M (+0.6%) from $326M in Q2 2026 to $328M in Q3 2026. Operating margin 11.7% against 13.4% (-1.7 pts).