Filing Flows › Safety Insurance Group (SAFT) › Q3 2026 › vs Q3 2025
Safety Insurance Group (SAFT) Q3 2026 vs Q3 2025 (year over year)
Safety Insurance Group's revenue rose $1.1M (+0.4%) from $327M in Q3 2025 to $328M in Q3 2026. Operating margin 11.7% against 11.1% (+0.6 pts).
Safety Insurance Group, Q3 2026: revenue $328M (+0.4% year over year), operating margin 11.7%, net earnings $30.0M, operating cash flow $57.7M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 11.7% | 11.1% | +0.6 pts |
| Net margin | 9.2% | 8.7% | +0.5 pts |
| Free cash flow margin | 17.3% | 26.2% | -8.9 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $328M | $327M | $1.1M | +0.4% |
| Operating profit | $38.4M | $36.2M | $2.2M | +6% |
| Costs & expenses | $289M | $290M | −$1.0M | -0.4% |
| Pre-tax earnings | $38.4M | $36.2M | $2.2M | +6% |
| Net earnings | $30.0M | $28.3M | $1.7M | +6% |
| Income tax | $8.4M | $7.9M | $465K | +6% |
| Depreciation & amortization | $1.4M | $1.5M | −$86K | -6% |
| Share-based compensation | $1.3M | $1.2M | $102K | +9% |
| Working capital & other | $25.0M | $54.5M | −$29.5M | -54% |
| Operating cash flow | $57.7M | $85.5M | −$27.8M | -32% |
| Free cash flow (OCF − capex) | $56.7M | $85.5M | −$28.7M | -34% |
| Capital expenditures | $957K | $0 | $957K | — |
Questions
How much did Safety Insurance Group's revenue grow year over year in Q3 2026?
Safety Insurance Group's revenue rose $1.1M (+0.4%) from $327M in Q3 2025 to $328M in Q3 2026. Operating margin 11.7% against 11.1% (+0.6 pts).