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Seacoast Banking Corp of Florida cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$139M in Q3 2026 · $327M over twelve months

Operating cash flow$139M
Free cash flow+$139M
Cash / net income2.3×

Analysis

In Q3 2026, Seacoast Banking Corp of Florida generated $139M of operating cash flow. That is $108M more than in Q3 2025 ($30.2M).

Over the twelve months to Sep 30, 2026, operating cash flow was $327M; the largest uses were other investing ($517M), buybacks ($39.3M); besides operations, cash came from other financing ($226M), shares issued ($429K); the cash balance fell by $2.7M.

Operating cash flow was $139M against net income of $59.9M — 2.3× profit, cash ran ahead of reported earnings. The largest differences: other liabilities +$84.6M, prepaid and other assets −$27.4M, depreciation & amortization +$12.9M.

Free cash flow

Seacoast Banking Corp of Florida: free cash flow by quarterSeacoast Banking Corp of Florida: free cash flow by quarter$45.0MQ4 2024$31.0MQ1 2025$72.3MQ2 2025$30.2MQ3 2025$54.5MQ4 2025$71.8MQ1 2026$61.7MQ2 2026$139MQ3 2026
Operating cash flow less capital spending.
Seacoast Banking Corp of Florida: operating cash flow against capital spendingSeacoast Banking Corp of Florida: operating cash flow against capital spendingOperating cash flowCapital spending$45.0M$0Q4 2024$31.0M$0Q1 2025$72.3M$0Q2 2025$30.2M$0Q3 2025$54.5M$0Q4 2025$71.8M$0Q1 2026$61.7M$0Q2 2026$139M$0Q3 2026
Latest (Q3 2026): Operating cash flow $139M, Capital spending $0.

Capital allocation, year by year

Seacoast Banking Corp of Florida: where the cash came from (up) and went (down), by fiscal yearSeacoast Banking Corp of Florida: where the cash came from (up) and went (down), by fiscal yearOperating cash flowShares issuedBuybacksFY2021: Operating cash flow $155MFY2021: Shares issued $5.0M$160MFY2021FY2022: Operating cash flow $196MFY2022: Shares issued $3.4M$199MFY2022FY2023: Operating cash flow $151MFY2023: Shares issued $5.1MFY2023: Buybacks −$10.9M$156MFY2023FY2024: Operating cash flow $180MFY2024: Shares issued $945KFY2024: Buybacks −$880K$181MFY2024FY2025: Operating cash flow $188MFY2025: Shares issued −$1.4M$188MFY2025
Over these 5 years operating cash flow totalled $869M; the largest uses were buybacks ($11.7M) and shares issued ($1.4M). Cash-flow statements as filed.

Where the cash came from and went

Seacoast Banking Corp of Florida: sources (+) and uses (−) of cash, Q3 2026Seacoast Banking Corp of Florida: sources (+) and uses (−) of cash, Q3 2026Other financing−$139MOperating cash flow$139MCash drawn (+) / kept (−)$127MOther investing−$122MBuybacks−$6.0MShares issued$2.1M
Seacoast Banking Corp of Florida: sources (+) and uses (−) of cash, TTM to Q3 2026Seacoast Banking Corp of Florida: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing−$517MOperating cash flow$327MOther financing$226MBuybacks−$39.3MCash drawn (+) / kept (−)$2.7MShares issued$429K

From profit to cash

Seacoast Banking Corp of Florida: net income to operating cash flow, Q3 2026Seacoast Banking Corp of Florida: net income to operating cash flow, Q3 2026Net income$59.9MDepreciation & amortization$12.9MStock-based pay$6.2MDeferred taxes−$763KGains on investments$539KPrepaid and other assets−$27.4MOther liabilities$84.6MOperating cash flow$139M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowBuybacksShares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$139M−$6.0M$2.1M$127M$139M
Q2 2026$61.7M−$23.3M−$2.5M$378M$61.7M
Q1 2026$71.8M−$10.0M$840K−$420M$71.8M
Q4 2025$54.5M—−$64K−$82.6M$54.5M
Q3 2025$30.2M—$136K$26.4M$30.2M
Q2 2025$72.3M—−$1.7M$168M$72.3M
Q1 2025$31.0M—$289K−$24.0M$31.0M
Q4 2024$45.0M—−$27K$160M$45.0M

Seacoast Banking Corp of Florida: income statement and cash flow

Seacoast Banking Corp of Florida, Q3 2026: revenue $215M (+37% year over year), operating margin 35.0%. The chart follows the revenue to costs, profit and cash.

Seacoast Banking Corp of Florida: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.