Filing Flows › SB Financial Group (SBFG) › How it makes money
How SB Financial Group (SBFG) makes money
SB Financial Group (SBFG) made $18.1M of revenue in the third quarter 2026 (Q3 2026), +9% from a year earlier. Net interest income brought in $13.4M (74%); Noninterest income brought in $4.7M (26%). Of every dollar of revenue, 27¢ was left as operating profit, 22¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $13.4M | 74.3% | +4% | +9% |
| Noninterest income | $4.7M | 25.7% | -7% | +10% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $18.1M | 100.0% |
| Operating profit | $4.8M | 26.5% |
| Income tax | $845K | 4.7% |
| Net earnings | $3.9M | 21.8% |
| Operating cash flow | $8.7M | 48.3% |
| Free cash flow | $8.5M | 46.9% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $18.1M | +9% |
From SB Financial Group's 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does SB Financial Group make money?
SB Financial Group (SBFG) made $18.1M of revenue in the third quarter 2026 (Q3 2026), +9% from a year earlier. Net interest income brought in $13.4M (74%); Noninterest income brought in $4.7M (26%). Of every dollar of revenue, 27¢ was left as operating profit, 22¢ was left as net earnings.
What is SB Financial Group's biggest business?
Net interest income: $13.4M in the third quarter 2026, 74% of revenue, +9% from a year earlier.
What is SB Financial Group's profit margin?
Net earnings were $3.9M, 21.8% of revenue, in the third quarter 2026; the operating margin was 26.5%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.