Filing Flows › Southside Bancshares (SBSI) › Q3 2026
Southside Bancshares (SBSI) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 29, 2026
Southside Bancshares (SBSI) reported revenue of $74.0M for the third quarter 2026 (Q3 2026), +69% from a year earlier and +4% from the quarter before. Operating margin was 46.3%, net earnings $28.0M (37.8% of revenue).
Southside Bancshares, Q3 2026: revenue $74.0M (+69% year over year), operating margin 46.3%, net earnings $28.0M, operating cash flow $67.3M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $74.0M | +4% | +69% |
| Operating profit | $34.3M | +5% | +572% |
| Net earnings | $28.0M | +4% | +469% |
| Operating cash flow | $67.3M | +109% | +67% |
| Free cash flow | $65.4M | +138% | +75% |
What changed
Revenue was $74.0M in Q3 2026, up 69% year over year and up 4% from the previous quarter. Net interest income was the largest line at 81% of revenue. Noninterest income added $25.7M year over year, 85% of the total change.
Operating profit was $34.3M, a 46.3% margin (up 34.6 points year over year). Of the extra revenue versus a year earlier, 96% reached operating profit, above the 12% margin then. Total costs grew 3% against revenue growth of 69%. Net earnings were $28.0M, up 469% year over year. The effective tax rate was 18.3%.
Operating cash flow was $67.3M (up 67% year over year), 241% of net earnings. Non-cash charges added back $2.6M of depreciation and amortization and $1.0M of share-based compensation. Working capital and other items added $35.7M. Capital expenditures of $1.9M left free cash flow of $65.4M.
Questions
What was Southside Bancshares' revenue in the third quarter 2026?
Southside Bancshares (SBSI) reported revenue of $74.0M for the third quarter 2026 (Q3 2026), +69% from a year earlier and +4% from the quarter before.
Was Southside Bancshares profitable in the third quarter 2026?
Operating profit was $34.3M (46.3% of revenue) and net earnings $28.0M.