Filing Flows › Southside Bancshares (SBSI) › How it makes money
How Southside Bancshares (SBSI) makes money
Southside Bancshares (SBSI) made $74.0M of revenue in the third quarter 2026 (Q3 2026), +69% from a year earlier. Net interest income brought in $60.3M (81%); Noninterest income brought in $13.7M (19%). Of every dollar of revenue, 46¢ was left as operating profit, 38¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $60.3M | 81.4% | +5% | +8% |
| Noninterest income | $13.7M | 18.6% | -2% | — |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $74.0M | 100.0% |
| Operating profit | $34.3M | 46.3% |
| Income tax | $6.3M | 8.5% |
| Net earnings | $28.0M | 37.8% |
| Operating cash flow | $67.3M | 90.9% |
| Free cash flow | $65.4M | 88.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $74.0M | +69% |
From Southside Bancshares' 10-Q filed Oct 29, 2026 (on EDGAR).
Questions
How does Southside Bancshares make money?
Southside Bancshares (SBSI) made $74.0M of revenue in the third quarter 2026 (Q3 2026), +69% from a year earlier. Net interest income brought in $60.3M (81%); Noninterest income brought in $13.7M (19%). Of every dollar of revenue, 46¢ was left as operating profit, 38¢ was left as net earnings.
What is Southside Bancshares' biggest business?
Net interest income: $60.3M in the third quarter 2026, 81% of revenue, +8% from a year earlier.
What is Southside Bancshares' profit margin?
Net earnings were $28.0M, 37.8% of revenue, in the third quarter 2026; the operating margin was 46.3%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.