Filing Flows › Sezzle (SEZL) › Q3 2026 › vs Q3 2025
Sezzle (SEZL) Q3 2026 vs Q3 2025 (year over year)
Sezzle's revenue rose $49.7M (+43%) from $117M in Q3 2025 to $167M in Q3 2026. Operating margin 38.6% against 30.4% (+8.1 pts).
Sezzle, Q3 2026: revenue $167M (+43% year over year), operating margin 38.6%, net earnings $47.8M, operating cash flow $86.7M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 38.6% | 30.4% | +8.1 pts |
| Net margin | 28.7% | 22.8% | +5.9 pts |
| Free cash flow margin | 52.0% | 54.4% | -2.5 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $167M | $117M | $49.7M | +43% |
| Operating profit | $64.3M | $35.6M | $28.7M | +81% |
| Costs & expenses | $102M | $81.2M | $21.0M | +26% |
| Pre-tax earnings | $61.4M | $31.6M | $29.8M | +94% |
| Other expense, net | $2.8M | $3.9M | −$1.1M | -28% |
| Sales & marketing | $15.9M | $8.8M | $7.1M | +81% |
| General & admin | $7.1M | $4.8M | $2.2M | +46% |
| Other operating costs | $79.3M | $67.6M | $11.7M | +17% |
| Net earnings | $47.8M | $26.7M | $21.2M | +79% |
| Income tax | $13.6M | $5.0M | $8.6M | +174% |
| Depreciation & amortization | $559K | $369K | $190K | +51% |
| Share-based compensation | $2.9M | $2.4M | $512K | +21% |
| Working capital & other | $35.4M | $34.3M | $1.1M | +3% |
| Operating cash flow | $86.7M | $63.7M | $23.0M | +36% |
| Free cash flow (OCF − capex) | $86.5M | $63.6M | $23.0M | +36% |
| Capital expenditures | $178K | $163K | $15K | +9% |
Questions
How much did Sezzle's revenue grow year over year in Q3 2026?
Sezzle's revenue rose $49.7M (+43%) from $117M in Q3 2025 to $167M in Q3 2026. Operating margin 38.6% against 30.4% (+8.1 pts).