Filing Flows › ServisFirst Bancshares (SFBS) › Q3 2026 › vs Q3 2025
ServisFirst Bancshares (SFBS) Q3 2026 vs Q3 2025 (year over year)
ServisFirst Bancshares's revenue rose $36.6M (+27%) from $136M in Q3 2025 to $173M in Q3 2026. The biggest changes: Net interest income +$26.4M (+20%); Noninterest income +$10.3M (+363%). Operating margin 61.0% against 57.8% (+3.1 pts).
ServisFirst Bancshares, Q3 2026: revenue $173M (+27% year over year), operating margin 61.0%, net earnings $87.3M, operating cash flow $82.4M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 61.0% | 57.8% | +3.1 pts |
| Net margin | 50.5% | 48.1% | +2.4 pts |
| Free cash flow margin | 45.1% | 102.0% | -56.9 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $160M | $133M | $26.4M | +20% |
| Noninterest income | $13.1M | $2.8M | $10.3M | +363% |
| Revenue | $173M | $136M | $36.6M | +27% |
| Operating profit | $105M | $78.8M | $26.6M | +34% |
| Costs & expenses | $67.5M | $57.5M | $10.0M | +17% |
| Pre-tax earnings | $105M | $78.8M | $26.6M | +34% |
| Credit loss provision | $15.2M | $9.5M | $5.8M | +61% |
| Noninterest expense | $52.2M | $48.0M | $4.2M | +9% |
| Net earnings | $87.3M | $65.6M | $21.7M | +33% |
| Income tax | $18.1M | $13.3M | $4.9M | +37% |
| Depreciation | $631K | $1.1M | −$495K | -44% |
| Share-based compensation | $950K | $629K | $321K | +51% |
| Working capital & other | $6.5M | −$73.6M | $80.1M | — |
| Operating cash flow | $82.4M | $141M | −$58.5M | -42% |
| Free cash flow (OCF − capex) | $78.0M | $139M | −$61.0M | -44% |
| Capital expenditures | $4.4M | $1.8M | $2.5M | +138% |
Questions
How much did ServisFirst Bancshares's revenue grow year over year in Q3 2026?
ServisFirst Bancshares's revenue rose $36.6M (+27%) from $136M in Q3 2025 to $173M in Q3 2026.
What drove ServisFirst Bancshares's revenue change in Q3 2026?
Net interest income +$26.4M (+20%); Noninterest income +$10.3M (+363%).