Filing Flows

Filing Flows › Companies › Simmons First National › Cash flow

Simmons First National cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$58.7M in Q3 2026 · $324M over twelve months

Operating cash flow$43.5M
Capital spending$15.2M
Free cash flow+$58.7M
Cash / net income0.9×

Analysis

In Q3 2026, Simmons First National generated $43.5M of operating cash flow and spent −$15.2M on capital projects, leaving free cash flow of $58.7M. That is $158M less than in Q3 2025 ($217M).

Over the twelve months to Sep 30, 2026, operating cash flow was $344M; the largest uses were other financing ($131M), dividends ($124M), capital spending ($20.1M); besides operations, cash came from other investing ($55.5M), asset & business sales ($5.8M); the cash balance rose by $116M.

Operating cash flow was $43.5M against net income of $47.1M — 0.9× profit, roughly in line with earnings. The largest differences: prepaid and other assets −$101M, accrued liabilities +$41.3M, income taxes payable +$10.4M.

Free cash flow

Simmons First National: free cash flow by quarterSimmons First National: free cash flow by quarter$72.3MQ4 2024$22.6MQ1 2025$66.3MQ2 2025$217MQ3 2025$106MQ4 2025$34.0MQ1 2026$126MQ2 2026$58.7MQ3 2026
Operating cash flow less capital spending.
Simmons First National: operating cash flow against capital spendingSimmons First National: operating cash flow against capital spendingOperating cash flowCapital spending$82.9M$10.6MQ4 2024$32.8M$10.2MQ1 2025$77.6M$11.3MQ2 2025$223M$6.7MQ3 2025$116M$10.0MQ4 2025$40.3M$6.3MQ1 2026$145M$19.0MQ2 2026$43.5M−$15.2MQ3 2026
Latest (Q3 2026): Operating cash flow $43.5M, Capital spending −$15.2M.

Capital allocation, year by year

Simmons First National: where the cash came from (up) and went (down), by fiscal yearSimmons First National: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingBuybacksDividendsFY2021: Operating cash flow $278MFY2021: Net borrowing −$80.3MFY2021: Shares issued $1.2MFY2021: Asset sales $5.6MFY2021: Capital spending −$47.9MFY2021: Buybacks −$132MFY2021: Dividends −$78.8M$285MFY2021FY2022: Operating cash flow $322MFY2022: Net borrowing −$517MFY2022: Shares issued $1.2MFY2022: Capital spending −$35.3MFY2022: Buybacks −$111MFY2022: Dividends −$94.1M$323MFY2022FY2023: Operating cash flow $541MFY2023: Net borrowing $113MFY2023: Shares issued $833KFY2023: Capital spending −$33.1MFY2023: Buybacks −$40.3MFY2023: Dividends −$101M$655MFY2023FY2024: Operating cash flow $426MFY2024: Shares issued $970KFY2024: Capital spending −$45.5MFY2024: Dividends −$105M$427MFY2024FY2025: Operating cash flow $450MFY2025: Shares issued $328MFY2025: Asset sales $11.2MFY2025: Capital spending −$38.1MFY2025: Dividends −$115M$789MFY2025
Over these 5 years operating cash flow totalled $2.0B; the largest uses were net borrowing ($597M) and dividends ($494M). Cash-flow statements as filed.

Where the cash came from and went

Simmons First National: sources (+) and uses (−) of cash, Q3 2026Simmons First National: sources (+) and uses (−) of cash, Q3 2026Other investing$777MOther financing−$635MCash drawn (+) / kept (−)−$170MOperating cash flow$43.5MDividends−$31.1MCapital spending$15.2MAsset & business sales$258KBuybacks−$75K
Simmons First National: sources (+) and uses (−) of cash, TTM to Q3 2026Simmons First National: sources (+) and uses (−) of cash, TTM to Q3 2026Operating cash flow$344MOther financing−$131MDividends−$124MCash drawn (+) / kept (−)−$116MOther investing$55.5MCapital spending−$20.1MBuybacks−$14.3MAsset & business sales$5.8MShares issued$514K

From profit to cash

Simmons First National: net income to operating cash flow, Q3 2026Simmons First National: net income to operating cash flow, Q3 2026Net income$47.1MDepreciation & amortization$10.1MStock-based pay$3.1MDeferred taxes$4.7MAccrued liabilities$41.3MPrepaid and other assets−$101MIncome taxes payable$10.4MOperating cash flow$43.5M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsShares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$43.5M$15.2M−$75K−$31.1M—−$170M$58.7M
Q2 2026$145M−$19.0M—−$31.1M—−$41.0M$126M
Q1 2026$40.3M−$6.3M—−$31.2M$838K$163M$34.0M
Q4 2025$116M−$10.0M—−$30.8M−$324K−$68.3M$106M
Q3 2025$223M−$6.7M—−$30.8M—$845K$217M
Q2 2025$77.6M−$11.3M—−$26.8M—−$10.2M$66.3M
Q1 2025$32.8M−$10.2M—−$26.8M$836K$53.1M$22.6M
Q4 2024$82.9M−$10.6M—−$26.4M—−$84.0M$72.3M

Simmons First National: income statement and cash flow

Simmons First National, Q3 2026: revenue $251M, operating margin 22.7%. The chart follows the revenue to costs, profit and cash.

Simmons First National: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.