Filing Flows › Simmons First National (SFNC) › Q3 2026
Simmons First National (SFNC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 4, 2026
Simmons First National (SFNC) reported revenue of $251M for the third quarter 2026 (Q3 2026) and +1% from the quarter before. Operating margin was 22.7%, net earnings $47.1M (18.8% of revenue).
Simmons First National, Q3 2026: revenue $251M, operating margin 22.7%, net earnings $47.1M, operating cash flow $43.5M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $251M | +1% | — |
| Operating profit | $57.0M | -32% | — |
| Net earnings | $47.1M | -29% | — |
| Operating cash flow | $43.5M | -70% | — |
What changed
Revenue was $251.2M in Q3 2026, up 1% from the previous quarter. Net interest income was the largest line at 81% of revenue.
Operating profit was $57.0M, a 22.7% margin. Net earnings were $47.1M. The effective tax rate was 17.3%.
Operating cash flow was $43.5M, 92% of net earnings. Non-cash charges added back $10.1M of depreciation and amortization and $3.1M of share-based compensation. Working capital and other items used $16.8M. Capital expenditures of −$15.2M left free cash flow of $58.7M.
Questions
What was Simmons First National's revenue in the third quarter 2026?
Simmons First National (SFNC) reported revenue of $251M for the third quarter 2026 (Q3 2026) and +1% from the quarter before.
Was Simmons First National profitable in the third quarter 2026?
Operating profit was $57.0M (22.7% of revenue) and net earnings $47.1M.