Filing Flows

Filing Flows › Southern First Bancshares (SFST) › Q2 2026 › vs Q1 2026

Southern First Bancshares (SFST) Q2 2026 vs Q1 2026 (quarter over quarter)

Southern First Bancshares's revenue rose $2.1M (+6%) from $33.8M in Q1 2026 to $35.9M in Q2 2026. Operating margin 40.3% against 36.9% (+3.4 pts).

Southern First Bancshares, Q2 2026: revenue $35.9M (+25% year over year), operating margin 40.3%, net earnings $11.2M, operating cash flow $18.0M. The chart draws each line against Q1 2026, the increases inside each band.

Southern First Bancshares: what changed, Q2 2026 vs Q1 2026Southern First Bancshares: what changed, Q2 2026 vs Q1 2026Operating cash flow$7.3MFree cash flow (OCF − capex)$6.2MWorking capital & other$5.9MOperating profit$2.0MPre-tax earnings$2.0MNet earnings$1.3MCapital expenditures$1.0MIncome tax$668KNoninterest expense$378KCredit loss provision−$275K

Margins

Q2 2026Q1 2026Change
Operating margin40.3%36.9%+3.4 pts
Net margin31.2%29.3%+2.0 pts
Free cash flow margin46.6%31.0%+15.6 pts

Every line

LineQ2 2026Q1 2026Change%
Revenue$35.9M$33.8M$2.1M+6%
Operating profit$14.5M$12.5M$2.0M+16%
Costs & expenses$21.4M$21.3M$103K+0.5%
Pre-tax earnings$14.5M$12.5M$2.0M+16%
Credit loss provision$1.0M$1.3M−$275K-21%
Noninterest expense$20.4M$20.0M$378K+2%
Net earnings$11.2M$9.9M$1.3M+13%
Income tax$3.3M$2.6M$668K+26%
Depreciation & amortization$956K$945K$11K+1%
Share-based compensation$702K$623K$79K+13%
Working capital & other$5.2M−$682K$5.9M—
Operating cash flow$18.0M$10.8M$7.3M+68%
Free cash flow (OCF − capex)$16.7M$10.5M$6.2M+59%
Capital expenditures$1.3M$280K$1.0M+370%

Questions

How much did Southern First Bancshares's revenue grow quarter over quarter in Q2 2026?

Southern First Bancshares's revenue rose $2.1M (+6%) from $33.8M in Q1 2026 to $35.9M in Q2 2026. Operating margin 40.3% against 36.9% (+3.4 pts).

Q2 2026 results → · Compare in the interactive Sankey →