Filing Flows › Southern First Bancshares (SFST) › Q2 2026 › vs Q2 2025
Southern First Bancshares (SFST) Q2 2026 vs Q2 2025 (year over year)
Southern First Bancshares's revenue rose $7.2M (+25%) from $28.6M in Q2 2025 to $35.9M in Q2 2026. Operating margin 40.3% against 30.0% (+10.3 pts).
Southern First Bancshares, Q2 2026: revenue $35.9M (+25% year over year), operating margin 40.3%, net earnings $11.2M, operating cash flow $18.0M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 40.3% | 30.0% | +10.3 pts |
| Net margin | 31.2% | 23.0% | +8.2 pts |
| Free cash flow margin | 46.6% | 36.3% | +10.3 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $35.9M | $28.6M | $7.2M | +25% |
| Operating profit | $14.5M | $8.6M | $5.9M | +68% |
| Costs & expenses | $21.4M | $20.0M | $1.4M | +7% |
| Pre-tax earnings | $14.5M | $8.6M | $5.9M | +68% |
| Credit loss provision | $1.0M | $700K | $325K | +46% |
| Noninterest expense | $20.4M | $19.3M | $1.1M | +5% |
| Net earnings | $11.2M | $6.6M | $4.6M | +70% |
| Income tax | $3.3M | $2.0M | $1.3M | +62% |
| Depreciation & amortization | $956K | $1.1M | −$172K | -15% |
| Share-based compensation | $702K | $605K | $97K | +16% |
| Working capital & other | $5.2M | $2.2M | $3.0M | +140% |
| Operating cash flow | $18.0M | $10.5M | $7.6M | +72% |
| Free cash flow (OCF − capex) | $16.7M | $10.4M | $6.3M | +61% |
| Capital expenditures | $1.3M | $80K | $1.2M | 16× |
Questions
How much did Southern First Bancshares's revenue grow year over year in Q2 2026?
Southern First Bancshares's revenue rose $7.2M (+25%) from $28.6M in Q2 2025 to $35.9M in Q2 2026. Operating margin 40.3% against 30.0% (+10.3 pts).