Filing Flows

Filing Flows › Shore Bancshares (SHBI) › Q2 2026 › vs Q2 2025

Shore Bancshares (SHBI) Q2 2026 vs Q2 2025 (year over year)

Shore Bancshares's revenue rose $5.2M (+9%) from $56.6M in Q2 2025 to $61.7M in Q2 2026. Operating margin 40.8% against 36.5% (+4.3 pts).

Shore Bancshares, Q2 2026: revenue $61.7M (+9% year over year), operating margin 40.8%, net earnings $18.9M, operating cash flow $7.6M. The chart draws each line against Q2 2025, the increases inside each band.

Shore Bancshares: what changed, Q2 2026 vs Q2 2025Shore Bancshares: what changed, Q2 2026 vs Q2 2025Free cash flow (OCF − capex)$16.2MOperating cash flow$15.9MWorking capital & other−$12.0MOperating profit$4.6MPre-tax earnings$4.6MNet earnings$3.4MNoninterest expense$1.3MIncome tax$1.2MCredit loss provision−$632KCosts & expenses$626K

Margins

Q2 2026Q2 2025Change
Operating margin40.8%36.5%+4.3 pts
Net margin30.6%27.4%+3.1 pts
Free cash flow margin11.3%-16.3%+27.6 pts

Every line

LineQ2 2026Q2 2025Change%
Revenue$61.7M$56.6M$5.2M+9%
Operating profit$25.2M$20.6M$4.6M+22%
Costs & expenses$36.6M$35.9M$626K+2%
Pre-tax earnings$25.2M$20.6M$4.6M+22%
Credit loss provision$896K$1.5M−$632K-41%
Noninterest expense$35.7M$34.4M$1.3M+4%
Net earnings$18.9M$15.5M$3.4M+22%
Income tax$6.3M$5.1M$1.2M+23%
Share-based compensation$1.0M$459K$553K+120%
Working capital & other$12.3M$24.3M−$12.0M-49%
Operating cash flow$7.6M−$8.3M$15.9M—
Free cash flow (OCF − capex)$7.0M−$9.2M$16.2M—
Capital expenditures$567K$881K−$314K-36%

Questions

How much did Shore Bancshares's revenue grow year over year in Q2 2026?

Shore Bancshares's revenue rose $5.2M (+9%) from $56.6M in Q2 2025 to $61.7M in Q2 2026. Operating margin 40.8% against 36.5% (+4.3 pts).

Q2 2026 results → · Compare in the interactive Sankey →