Filing Flows › Shore Bancshares (SHBI) › Q3 2026 › vs Q2 2026
Shore Bancshares (SHBI) Q3 2026 vs Q2 2026 (quarter over quarter)
Shore Bancshares's revenue rose $1.1M (+2%) from $61.7M in Q2 2026 to $62.8M in Q3 2026. Operating margin 35.5% against 40.8% (-5.3 pts).
Shore Bancshares, Q3 2026: revenue $62.8M (+11% year over year), operating margin 35.5%, net earnings $16.8M, operating cash flow $36.0M. The chart draws each line against Q2 2026, the increases inside each band.
Margins
| Q3 2026 | Q2 2026 | Change | |
|---|---|---|---|
| Operating margin | 35.5% | 40.8% | -5.3 pts |
| Net margin | 26.7% | 30.6% | -3.8 pts |
| Free cash flow margin | 56.3% | 11.3% | +45.0 pts |
Every line
| Line | Q3 2026 | Q2 2026 | Change | % |
|---|---|---|---|---|
| Revenue | $62.8M | $61.7M | $1.1M | +2% |
| Operating profit | $22.3M | $25.2M | −$2.9M | -12% |
| Costs & expenses | $40.5M | $36.6M | $4.0M | +11% |
| Pre-tax earnings | $22.3M | $25.2M | −$2.9M | -12% |
| Credit loss provision | $5.3M | $896K | $4.4M | +488% |
| Noninterest expense | $35.3M | $35.7M | −$405K | -1% |
| Net earnings | $16.8M | $18.9M | −$2.1M | -11% |
| Income tax | $5.5M | $6.3M | −$820K | -13% |
| Share-based compensation | $713K | $1.0M | −$299K | -30% |
| Working capital & other | $18.5M | −$12.3M | $30.8M | — |
| Operating cash flow | $36.0M | $7.6M | $28.4M | +375% |
| Free cash flow (OCF − capex) | $35.4M | $7.0M | $28.4M | +405% |
| Capital expenditures | $590K | $567K | $23K | +4% |
Questions
How much did Shore Bancshares's revenue grow quarter over quarter in Q3 2026?
Shore Bancshares's revenue rose $1.1M (+2%) from $61.7M in Q2 2026 to $62.8M in Q3 2026. Operating margin 35.5% against 40.8% (-5.3 pts).