Filing Flows › Shore Bancshares (SHBI) › Q3 2026 › vs Q3 2025
Shore Bancshares (SHBI) Q3 2026 vs Q3 2025 (year over year)
Shore Bancshares's revenue rose $6.4M (+11%) from $56.4M in Q3 2025 to $62.8M in Q3 2026. Operating margin 35.5% against 33.7% (+1.8 pts).
Shore Bancshares, Q3 2026: revenue $62.8M (+11% year over year), operating margin 35.5%, net earnings $16.8M, operating cash flow $36.0M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 35.5% | 33.7% | +1.8 pts |
| Net margin | 26.7% | 25.5% | +1.2 pts |
| Free cash flow margin | 56.3% | 74.3% | -18.0 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $62.8M | $56.4M | $6.4M | +11% |
| Operating profit | $22.3M | $19.0M | $3.3M | +17% |
| Costs & expenses | $40.5M | $37.4M | $3.2M | +8% |
| Pre-tax earnings | $22.3M | $19.0M | $3.3M | +17% |
| Credit loss provision | $5.3M | $3.0M | $2.3M | +76% |
| Noninterest expense | $35.3M | $34.4M | $884K | +3% |
| Net earnings | $16.8M | $14.3M | $2.4M | +17% |
| Income tax | $5.5M | $4.6M | $863K | +19% |
| Share-based compensation | $713K | $387K | $326K | +84% |
| Working capital & other | $18.5M | $27.7M | −$9.2M | -33% |
| Operating cash flow | $36.0M | $42.5M | −$6.5M | -15% |
| Free cash flow (OCF − capex) | $35.4M | $41.9M | −$6.5M | -16% |
| Capital expenditures | $590K | $586K | $4K | +0.7% |
Questions
How much did Shore Bancshares's revenue grow year over year in Q3 2026?
Shore Bancshares's revenue rose $6.4M (+11%) from $56.4M in Q3 2025 to $62.8M in Q3 2026. Operating margin 35.5% against 33.7% (+1.8 pts).