Filing Flows › SHF Holdings (SHFS) › Q2 2026 › vs Q2 2025
SHF Holdings (SHFS) Q2 2026 vs Q2 2025 (year over year)
SHF Holdings's revenue rose $89K (+5%) from $1.8M in Q2 2025 to $1.9M in Q2 2026. The biggest changes: Loan Program Income +$282K (+51%); Account Fee Income −$186K (-18%); Safe Harbor Program Income −$4K (-22%).
SHF Holdings, Q2 2026: revenue $1.9M (+5% year over year), operating margin -53.0%, net loss $1.5M, operating cash flow −$1.8M. The chart draws each line against Q2 2025, the increases inside each band.
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Loan Program Income | $838K | $556K | $282K | +51% |
| Account Fee Income | $824K | $1.0M | −$186K | -18% |
| Investments Income | $258K | $260K | −$3K | -1% |
| Safe Harbor Program Income | $15K | $19K | −$4K | -22% |
| Revenue | $1.9M | $1.8M | $89K | +5% |
| Net loss | $1.5M | $931K | $583K | +63% |
| Costs & expenses | $3.4M | $2.8M | $613K | +22% |
| Operating costs | $3.0M | $2.8M | $145K | +5% |
| Interest & other, net | $487K | $18K | $469K | 27× |
| General & admin | $887K | $458K | $429K | +94% |
| Other operating costs | $2.1M | $2.4M | −$284K | -12% |
| Operating cash sources | $1.8M | $708K | $1.1M | +154% |
| Share-based compensation | $42K | $34K | $8K | +23% |
| Cash used in operations | $1.8M | $675K | $1.1M | +160% |
| Net loss absorbed | $1.5M | $931K | $583K | +63% |
| Working capital & other | $284K | −$221K | $505K | — |
Questions
How much did SHF Holdings's revenue grow year over year in Q2 2026?
SHF Holdings's revenue rose $89K (+5%) from $1.8M in Q2 2025 to $1.9M in Q2 2026.
What drove SHF Holdings's revenue change in Q2 2026?
Loan Program Income +$282K (+51%); Account Fee Income −$186K (-18%); Safe Harbor Program Income −$4K (-22%).