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Filing Flows › SHF Holdings (SHFS) › Q3 2026 › vs Q2 2026

SHF Holdings (SHFS) Q3 2026 vs Q2 2026 (quarter over quarter)

SHF Holdings's revenue rose $18K (+0.9%) from $1.9M in Q2 2026 to $2.0M in Q3 2026. The biggest changes: Loan Program Income Member] +$31K (+4%); Account Fee Income Member] −$26K (-3%); Investments Income Member] +$26K (+10%).

SHF Holdings, Q3 2026: revenue $2.0M (+6% year over year), operating margin -51.3%, net loss $979K, operating cash flow −$1.2M. The chart draws each line against Q2 2026, the increases inside each band.

SHF Holdings: what changed, Q3 2026 vs Q2 2026SHF Holdings: what changed, Q3 2026 vs Q2 2026Operating cash sources−$543KCash used in operations−$543KNet loss−$534KNet loss absorbed−$534KOther income, net$510KCosts & expenses−$494KLoan Program Income Member]$31KAccount Fee Income Member]−$26KInvestments Income Member]$26KOther operating costs−$10K

Every line

LineQ3 2026Q2 2026Change%
Loan Program Income Member]$869K$838K$31K+4%
Account Fee Income Member]$798K$824K−$26K-3%
Investments Income Member]$284K$258K$26K+10%
Revenue$2.0M$1.9M$18K+0.9%
Other income, net$23K−$487K$510K—
Net loss$979K$1.5M−$534K-35%
Costs & expenses$3.0M$3.4M−$494K-14%
Operating costs$3.0M$3.0M−$7K-0.2%
General & admin$890K$887K$3K+0.4%
Other operating costs$2.1M$2.1M−$10K-0.5%
Operating cash sources$1.3M$1.8M−$543K-30%
Share-based compensation$42K$42K$00%
Cash used in operations$1.2M$1.8M−$543K-31%
Net loss absorbed$979K$1.5M−$534K-35%
Working capital & other$275K$284K−$9K-3%

Questions

How much did SHF Holdings's revenue grow quarter over quarter in Q3 2026?

SHF Holdings's revenue rose $18K (+0.9%) from $1.9M in Q2 2026 to $2.0M in Q3 2026.

What drove SHF Holdings's revenue change in Q3 2026?

Loan Program Income Member] +$31K (+4%); Account Fee Income Member] −$26K (-3%); Investments Income Member] +$26K (+10%).

Q3 2026 results → · Compare in the interactive Sankey →