Filing Flows › SHF Holdings (SHFS) › Q3 2026 › vs Q3 2025
SHF Holdings (SHFS) Q3 2026 vs Q3 2025 (year over year)
SHF Holdings's revenue rose $119K (+6%) from $1.8M in Q3 2025 to $2.0M in Q3 2026. The biggest changes: Loan Program Income Member] +$359K (+70%); Account Fee Income Member] −$165K (-17%); Investments Income Member] −$57K (-17%).
SHF Holdings, Q3 2026: revenue $2.0M (+6% year over year), operating margin -51.3%, net loss $979K, operating cash flow −$1.2M. The chart draws each line against Q3 2025, the increases inside each band.
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Loan Program Income Member] | $869K | $511K | $359K | +70% |
| Account Fee Income Member] | $798K | $963K | −$165K | -17% |
| Investments Income Member] | $284K | $341K | −$57K | -17% |
| Revenue | $2.0M | $1.8M | $119K | +6% |
| Other income, net | $23K | $1.4M | −$1.4M | -98% |
| Net loss | $979K | −$180K | $1.2M | — |
| Costs & expenses | $3.0M | $3.2M | −$276K | -9% |
| Operating costs | $3.0M | $3.1M | −$97K | -3% |
| General & admin | $890K | $856K | $34K | +4% |
| Other operating costs | $2.1M | $2.2M | −$130K | -6% |
| Operating cash sources | $1.3M | $1.1M | $120K | +11% |
| Share-based compensation | $42K | $596K | −$555K | -93% |
| Cash used in operations | $1.2M | $538K | $675K | +125% |
| Net loss absorbed | $979K | −$180K | $1.2M | — |
| Working capital & other | $275K | $1.3M | −$1.0M | -79% |
Questions
How much did SHF Holdings's revenue grow year over year in Q3 2026?
SHF Holdings's revenue rose $119K (+6%) from $1.8M in Q3 2025 to $2.0M in Q3 2026.
What drove SHF Holdings's revenue change in Q3 2026?
Loan Program Income Member] +$359K (+70%); Account Fee Income Member] −$165K (-17%); Investments Income Member] −$57K (-17%).