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How SHF Holdings (SHFS) makes money

SHF Holdings (SHFS) made $1.9M of revenue in the second quarter 2026 (Q2 2026), +5% from a year earlier. Loan Program Income brought in $838K (43%); Account Fee Income brought in $824K (43%); Investments Income brought in $258K (13%).

Drawing the Sankey…

SHF Holdings revenue by segment, Q2 2026SHF Holdings revenue by segment, Q2 2026Loan Program Income$838KAccount Fee Income$824KInvestments Income$258KSafe Harbor Program Income$15K
SHF Holdings revenue by quarterSHF Holdings revenue by quarter$3.7MQ4 2024$1.9MQ1 2025$1.8MQ2 2025$1.8MQ3 2025$2.1MQ4 2025$2.0MQ1 2026$1.9MQ2 2026

Revenue by segment, Q2 2026

SegmentRevenueShareQ/QY/Y
Loan Program Income$838K43.3%-0.3%+51%
Account Fee Income$824K42.6%-5%-18%
Investments Income$258K13.3%+4%-1%
Safe Harbor Program Income$15K0.8%-22%-22%

Where each dollar of revenue goes

LineQ2 2026% of revenue
Revenue$1.9M100.0%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q2 2026$1.9M+5%
Q1 2026$2.0M+2%
Q4 2025$2.1M-44%
Q3 2025$1.8M-47%
Q2 2025$1.8M-54%
Q1 2025$1.9M-52%
Q4 2024$3.7M-18%

From SHF Holdings' 10-Q filed Aug 7, 2026 (on EDGAR).

Questions

How does SHF Holdings make money?

SHF Holdings (SHFS) made $1.9M of revenue in the second quarter 2026 (Q2 2026), +5% from a year earlier. Loan Program Income brought in $838K (43%); Account Fee Income brought in $824K (43%); Investments Income brought in $258K (13%).

What is SHF Holdings' biggest business?

Loan Program Income: $838K in the second quarter 2026, 43% of revenue, +51% from a year earlier.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.