Filing Flows › Standard Premium Finance Holdings (SPFX) › How it makes money
How Standard Premium Finance Holdings (SPFX) makes money
Standard Premium Finance Holdings (SPFX) made $3.5M of revenue in the second quarter 2026 (Q2 2026), +11% from a year earlier. Finance charges brought in $3.1M (88%); Late charges brought in $308K (9%); Origination fees brought in $94K (3%). Of every dollar of revenue, 14¢ was left as operating profit, 11¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q2 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Finance charges | $3.1M | 88.4% | +5% | +11% |
| Late charges | $308K | 8.9% | +5% | +19% |
| Origination fees | $94K | 2.7% | -7% | -6% |
Where each dollar of revenue goes
| Line | Q2 2026 | % of revenue |
|---|---|---|
| Revenue | $3.5M | 100.0% |
| Operating profit | $492K | 14.2% |
| Income tax | $116K | 3.4% |
| Net earnings | $376K | 10.9% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q2 2026 | $3.5M | +11% |
| Q1 2026 | $3.3M | +14% |
| Q4 2025 | $3.2M | +4% |
| Q3 2025 | $3.2M | +5% |
| Q2 2025 | $3.1M | -0.1% |
| Q1 2025 | $2.9M | +2% |
| Q4 2024 | $3.1M | +14% |
From Standard Premium Finance Holdings' 10-Q filed Aug 10, 2026 (on EDGAR).
Questions
How does Standard Premium Finance Holdings make money?
Standard Premium Finance Holdings (SPFX) made $3.5M of revenue in the second quarter 2026 (Q2 2026), +11% from a year earlier. Finance charges brought in $3.1M (88%); Late charges brought in $308K (9%); Origination fees brought in $94K (3%). Of every dollar of revenue, 14¢ was left as operating profit, 11¢ was left as net earnings.
What is Standard Premium Finance Holdings' biggest business?
Finance charges: $3.1M in the second quarter 2026, 88% of revenue, +11% from a year earlier.
What is Standard Premium Finance Holdings' profit margin?
Net earnings were $376K, 10.9% of revenue, in the second quarter 2026; the operating margin was 14.2%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.