Filing Flows › S&T Bancorp (STBA) › How it makes money
How S&T Bancorp (STBA) makes money
S&T Bancorp (STBA) made $108M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Net interest income brought in $93.1M (86%); Noninterest income brought in $14.7M (14%). Of every dollar of revenue, 45¢ was left as operating profit, 36¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $93.1M | 86.4% | +3% | +4% |
| Noninterest income | $14.7M | 13.6% | -1% | +7% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $108M | 100.0% |
| Operating profit | $48.7M | 45.2% |
| Income tax | $10.1M | 9.4% |
| Net earnings | $38.6M | 35.8% |
| Operating cash flow | $67.9M | 63.0% |
| Free cash flow | $66.7M | 61.9% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $108M | +5% |
From S&T Bancorp's 10-Q filed Nov 5, 2026 (on EDGAR).
Questions
How does S&T Bancorp make money?
S&T Bancorp (STBA) made $108M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Net interest income brought in $93.1M (86%); Noninterest income brought in $14.7M (14%). Of every dollar of revenue, 45¢ was left as operating profit, 36¢ was left as net earnings.
What is S&T Bancorp's biggest business?
Net interest income: $93.1M in the third quarter 2026, 86% of revenue, +4% from a year earlier.
What is S&T Bancorp's profit margin?
Net earnings were $38.6M, 35.8% of revenue, in the third quarter 2026; the operating margin was 45.2%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.