Filing Flows › Stewart Information Services (STC) › Q3 2026
Stewart Information Services (STC) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 4, 2026
Stewart Information Services (STC) reported revenue of $901M for the third quarter 2026 (Q3 2026), +13% from a year earlier and +0.2% from the quarter before. Operating margin was 5.1%, net earnings $30.3M (3.4% of revenue).
Stewart Information Services, Q3 2026: revenue $901M (+13% year over year), operating margin 5.1%, net earnings $30.3M, operating cash flow $46.6M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $901M | +0.2% | +13% |
| Operating profit | $45.6M | -17% | -26% |
| Net earnings | $30.3M | -19% | -31% |
| Operating cash flow | $46.6M | -23% | -50% |
| Free cash flow | $25.6M | -27% | -65% |
What changed
Revenue was $900.7M in Q3 2026, up 13% year over year and roughly flat from the previous quarter.
Operating profit was $45.6M, a 5.1% margin (down 2.6 points year over year). Operating profit fell $15.6M even though revenue rose $103.8M versus Q3 2025, so costs grew faster than sales. Total costs grew 16% against revenue growth of 13%. Net earnings were $30.3M, down 31% year over year. The effective tax rate was 25.5%.
Operating cash flow was $46.6M (down 50% year over year), 137% of net income including minority interests. Non-cash charges added back $19.3M of depreciation and amortization and $4.1M of share-based compensation. Working capital and other items used $10.7M. Capital expenditures of $21.0M left free cash flow of $25.6M.
Questions
What was Stewart Information Services' revenue in the third quarter 2026?
Stewart Information Services (STC) reported revenue of $901M for the third quarter 2026 (Q3 2026), +13% from a year earlier and +0.2% from the quarter before.
Was Stewart Information Services profitable in the third quarter 2026?
Operating profit was $45.6M (5.1% of revenue) and net earnings $30.3M.